Ten By Three

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2004

Legal Domicile

Principal Officer

Theresa Carrington

Phone

8017176154

Tax Period

2025-01-01 to 2025-12-31

Ten By Three, founded in 2004, is a community nonprofit in the International Affairs sector that reported $2.1M in total revenue in fiscal year 2025. Revenue surged 20% from the prior year, signaling strong growth momentum.

Mission

Ten by Three is a nonprofit social enterprise that reduces poverty through entrepreneurship by selling artisan-made goods and reinvesting revenue into sustainable income generation for artisans globally.

Program Service Accomplishments

Program 1

Expenses: $2,080,960 Revenue: $1,480,080

Ten by Three operates as a nonprofit social enterprise that reduces poverty through entrepreneurship. The organization sells artisan-made goods and reinvests the revenue into prosperity wages...

Ten by Three operates as a nonprofit social enterprise that reduces poverty through entrepreneurship. The organization sells artisan-made goods and reinvests the revenue into prosperity wages, training, and small business development for individuals living in extreme poverty. This market-based model creates sustainable income, enabling artisans to build multiple income streams and achieve long-term economic independence. All activities are directly aligned with the organizations exempt purpose.The organizations programs support more than 3,000 active artisans across seven countries, with over 9,200 individuals having graduated from poverty through the model. On average, each artisan launches three businesses, generating multiple income streams that strengthen long-term financial stability, improve access to education, and increase food security for their families.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $582,684

Program Service Revenue $1,480,080

Investment Income $4,750

Other Revenue $454

TOTAL REVENUE $2,067,968

Expense Breakdown

Grants Paid $0

Salaries & Benefits $524,982

Fundraising Expenses $0

Program Expenses $2,080,960

Other Expenses $1,650,354

TOTAL EXPENSES $2,175,336

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,067,968	$1,721,702	+0.2%
Expenses	$2,175,336	$2,144,751	+0.0%
Net Income	$-107,368	$-423,049	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

691

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Aprille Trupiano	Board Member	5.00	Director	$0	$0	$0
Katherine Burkhardt	Board Member	5.00	Director	$0	$0	$0
Gentry Boswell	Treasurer	5.00	Director	$0	$0	$0
Theresa Carrington	CEO	5.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,067,968	$2,175,336	$965,458	$-107,368
2024	$1,721,702	$2,144,751	$1,024,298	$-423,049
2023	$2,077,476	$2,185,165	$1,267,487	$-107,689
2022	$2,102,677	$2,115,832	$1,410,636	$-13,155
2021	$1,786,743	$1,713,714	$1,145,305	$73,029
2020	$1,329,544	$1,266,419	$1,025,366	$63,125
2019	$1,434,724	$1,269,458	$798,001	$165,266