BREMERTON ELKS LODGE NO 1181

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

ROBERT FINLEY

Phone

3604791181

Tax Period

2024-04-01 to 2025-03-31

BREMERTON ELKS LODGE NO 1181, founded in 1910, is a small nonprofit that reported $464K in total revenue in fiscal year 2024. Revenue decreased 8% compared to the prior year. Expenses of $424K left a modest 9% surplus.

Mission

TO INCULCATE THE PRINCIPLES OF CHARITY, JUSTICE, BROTHERLY LOVE AND FIDELITY; TO RECOGNIZE A BELIEF IN GOD; TO PROMOTE THE WELFARE AND ENHANCE THE HAPPINESS OF ITS MEMBERS; TO QUICKEN THE SPIRIT OF AMERICAN PATRIOTISM; TO CULTIVATE GOOD FELLOWSHIP; TO PERPETUATE ITSELF AS A FRATERNAL ORGANIZATION, AND TO PROVIDE FOR ITS GOVERNMENT, THE BENEVOLENT AND PROTECTIVE ORDER OF ELKS OF THE UNITED STATES OF AMERICA WILL SERVE THE PEOPLE AND COMMUNITIES THROUGH BENEVOLENT PROGRAMS, DEMONSTRATING THAT ELKS CARE AND ELKS SHARE.

Program Service Accomplishments

Program 1

ASSISTANCE OF NUMEROUS CIVIC CHARITIES BOTH LOCAL AND NATIONAL. ADDITIONALLY, THE LOCAL LODGE ENCOURAGES CIVIC MINDED CITIZENS OF THE BREMERTON AREA TO BECOME INVOLVED WITH THEIR COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $186,427

Program Service Revenue $0

Investment Income $25,264

Other Revenue $252,788

TOTAL REVENUE $464,479

Expense Breakdown

Grants Paid $28,812

Salaries & Benefits $99,593

Fundraising Expenses $0

Other Expenses $295,624

TOTAL EXPENSES $424,029

Year-over-Year Comparison

	2024	2023	Change
Revenue	$464,479	$503,558	-0.1%
Expenses	$424,029	$410,681	+0.0%
Net Income	$40,450	$92,877	-0.6%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$13,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BILL CURLEY	CHAPLAIN	6.00	Officer Director	$0	$0	$0
BARBARA HERRON	INNER GUARD	6.00	Officer Director	$0	$0	$0
KATINA HAMILTON	TILER	6.00	Officer Director	$0	$0	$0
TIFFANY MOORE	ESQUIRE	1.00	Officer Director	$0	$0	$0
RICHARD BUCHHOLZ	TRUSTEE	1.00	Director	$0	$0	$0
GLEN BALE	TRUSTEE	1.00	Director	$0	$0	$0
MICHAEL HOARN	TRUSTEE	1.00	Director	$0	$0	$0
BOB FINLEY	TRUSTEE	1.00	Director	$0	$0	$0
DWIGHT BARBER	TRUSTEE	1.00	Director	$0	$0	$0
MARCEL POLIQUIN	TRUSTEE	1.00	Director	$0	$0	$0
GWENN MASON	TRUSTEE	1.00	Director	$0	$0	$0
RON ALLMAN	EXALTED RULER	15.00	Officer	$0	$0	$0
KELVIN JONES	LEADING KNIGHT	8.00	Officer	$0	$0	$0
KATHLEEN SHUSTER	LOYAL KNIGHT	8.00	Officer	$0	$0	$0
IAN NORGAARD	LECTURING KNIGHT	8.00	Officer	$0	$0	$0
TERRI ROMINGER	SECRETARY	32.00	Officer	$13,000	$0	$13,000
DONALD GOSSARD	TREASURER	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	No data	No data	No data	No data
2025	$464,479	$424,029	$844,514	$40,450
2024	$503,558	$410,681	$828,204	$92,877
2023	$479,475	$386,721	$718,978	$92,754
2022	$309,475	$356,383	$651,463	$-46,908
2021	$233,382	$266,125	$639,067	$-32,743
2020	$453,704	$501,408	$622,594	$-47,704
2019	$402,548	$432,169	$683,400	$-29,621