Everett, WA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS IN THE STATE OF WASHINGTON, founded in 1939, is a community nonprofit that reported $4.0M in total revenue in fiscal year 2025. Net assets of $61.8M represent 184 months of operating reserves.
Provide financial services to 3563 members. Those services include but are not limited to loans and savings programs. The services are provided by 12 volunteers, non-paid workers, and thirteen full or part-time workers.
1297 loans at better than market interest rates for members of the Credit Union. We offer mortgage, auto, home improvement and personal loans.
High yield savings accounts and CD's for members that deposit their funds so that their fellow credit union members can borrow at lower rates. We handle 4216 savings accounts for these members.
Automated services are offered for our entire membership, so that convenience, item and cost savings are given to members. The technology that is available to our members include debit and credit...
Automated services are offered for our entire membership, so that convenience, item and cost savings are given to members. The technology that is available to our members include debit and credit cards, e-statements, bill pay, on-line account access, account transactions at other credit unions in the United States and automatic payment options. Some of these services allow members 24/7 access to their accounts.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,033,298 | $3,933,672 | +0.0% |
| Expenses | $4,081,596 | $3,322,852 | +0.2% |
| Net Income | $-48,298 | $610,820 | -1.1% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Cindy Kyle | CEO | 40.00 |
Highest
|
$140,192 | $9,408 | $149,600 |
| Kit Andreason | Board Chairman | 2 |
Director
|
$0 | $0 | $0 |
| Heather Wallace | Secretary | 1 |
Director
|
$0 | $0 | $0 |
| Mike Harness | Vice Chair | 2 |
Director
|
$0 | $0 | $0 |
| Tom Norcott | Director | 1 |
Director
|
$0 | $0 | $0 |
| Roxanne Olason | Director | 1 |
Director
|
$0 | $0 | $0 |
| Neil Maddy | Director | 1 |
Director
|
$0 | $0 | $0 |
| Shelli Kuehn-Gilbert | Director | 1 |
Director
|
$0 | $0 | $0 |
| Joe Ward | Director | 1 |
Director
|
$0 | $0 | $0 |
| Al Dams | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,033,298 | $4,081,596 | $62,102,121 | $-48,298 |
| 2024 | $3,933,672 | $3,322,852 | $62,139,723 | $610,820 |
| 2023 | $3,896,046 | $3,363,365 | $64,008,191 | $532,681 |
| 2022 | $2,585,096 | $2,017,046 | $63,140,828 | $568,050 |
| 2021 | $2,432,035 | $2,306,621 | $61,176,964 | $125,414 |
| 2020 | $2,611,377 | $2,230,191 | $53,293,102 | $381,186 |
| 2019 | $2,391,703 | $1,970,700 | $50,282,369 | $421,003 |
| 2018 | $2,204,066 | $1,926,536 | $50,147,335 | $277,530 |
Compare CREDIT UNIONS IN THE STATE OF WASHINGTON with other nonprofits in Washington and across the country.