OLYMPIA, WA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)CREDIT UNIONS IN THE STATE OF WASHINGTON PEAK CREDIT UNION, founded in 1937, is a major nonprofit that reported $318.6M in total revenue in fiscal year 2024. Revenue surged 34% from the prior year, signaling strong growth momentum. Expenses of $292.4M left a modest 8% surplus.
INVEST IN PEOPLE, CHAMPION SUCCESS. WE BUILD COMMUNITIES WHERE ALL FEEL FINANCIALLY SECURE AND EMPOWERED TO REACH THEIR DREAMS.
WITH THE COMBINED STRENGTH OF TWINSTAR CREDIT UNION AND NORTHWEST CREDIT UNION (TO NOW BE KNOWN AS PEAK CREDIT UNION), OUR MISSION IS TO INVEST IN PEOPLE AND CHAMPION SUCCESS. WE LOOK TO HELPING OUR...
WITH THE COMBINED STRENGTH OF TWINSTAR CREDIT UNION AND NORTHWEST CREDIT UNION (TO NOW BE KNOWN AS PEAK CREDIT UNION), OUR MISSION IS TO INVEST IN PEOPLE AND CHAMPION SUCCESS. WE LOOK TO HELPING OUR MEMBERS AND BUILD COMMUNITIES WHERE ALL FEEL FINANCIALLY SECURE AND EMPOWERED TO REACH THEIR DREAMS. WE PROVIDE EVERYONE WITH ACCESS TO FINANCIAL EMPOWERMENT AND INDEPENDENCE.SHARE ACCOUNTS: TWINSTAR SAVINGS ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. TWINSTAR HAD 261,393 MEMBERS ON DECEMBER 31, 2024. MEMBER SAVINGS ACCOUNTS PAY DIVIDENDS MONTHLY AND OFFER ACCESS THROUGH THE BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, MOBILE BANKING AND VIA ATMS WORLDWIDE. SPECIAL SAVINGS ACCOUNTS ARE DESIGNED FOR CHILDREN AND TEENAGERS TO ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS.
CHECKING ACCOUNTS: TWINSTAR PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY...
CHECKING ACCOUNTS: TWINSTAR PROVIDES CHECKING ACCOUNTS FOR CONSUMERS WITH VARIOUS FEATURES, FROM FREE ACCOUNTS TO THOSE WITH ENHANCED BENEFITS. MOST OFFER DIVIDENDS THAT ARE PAID MONTHLY. ADDITIONALLY, TWINSTAR EXTENDS THE REACH OF THESE ACCOUNTS TO ALL MEMBERS WITH FREE DEBIT CARDS, INTERNET ACCOUNT ACCESS, MOBILE BANKING AND FREE USE OF THE INTERNET BILL PAYER PLATFORM.
CONSUMER LOANS: TWINSTAR CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL...
CONSUMER LOANS: TWINSTAR CREDIT UNION HAS PROVIDED VEHICLE LOANS SINCE ITS EARLY YEARS. THE CONSUMER LOAN PRODUCT LINE NOW INCLUDES EFFICIENT UNDERWRITING AND FLEXIBLE OFFERINGS FOR RECREATIONAL VEHICLES, BOATS AND MOTORCYCLES. TWINSTAR ALSO OFFERS VISA CREDIT CARDS TO MEMBERS. THIS PRODUCT LINE SATISFIES MEMBERS DIVERSE BORROWING NEEDS, FROM A SHARE SECURED CARD TO A CREDIT LINE FOR YOUNG BORROWERS TO A CARD WITH LARGER CREDIT LINES AND LOW INTEREST RATES. TWINSTAR ALSO OFFERS HOME EQUITY/REAL ESTATE LOANS, BUSINESS LOANS AND STUDENT LOAN REFINANCE.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $318,637,000 | $237,650,989 | +0.3% |
| Expenses | $292,369,538 | $205,361,196 | +0.4% |
| Net Income | $26,267,462 | $32,289,793 | -0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| DAVID RAINWATER | CHAIR (UNTIL 3/27/2024) | 1.00 |
Director
|
$14,088 | $0 | $14,088 |
| THOMAS PETTUS-CZAR | CHAIR (EFFECTIVE 3/27/2024) | 1.00 |
Officer
Director
|
$15,015 | $0 | $15,015 |
| RON HASTIE | VICE CHAIR (UNTIL 3/27/2024) | 1.00 |
Director
|
$13,658 | $0 | $13,658 |
| KIM MARTIN | VICE CHAIR (EFFECTIVE 3/27/2024) | 1.00 |
Officer
Director
|
$13,183 | $0 | $13,183 |
| MARK NEARY | SECRETARY (EFFECTIVE 3/27/2024) | 1.00 |
Officer
Director
|
$12,598 | $0 | $12,598 |
| JON RUIZ | AT LARGE | 1.00 |
Director
|
$14,053 | $0 | $14,053 |
| BRAD ANDERSON | DIRECTOR | 1.00 |
Director
|
$10,255 | $0 | $10,255 |
| BARBARA BLACKMORE | DIRECTOR | 1.00 |
Director
|
$10,302 | $0 | $10,302 |
| DONNA FELICIANO | DIRECTOR | 1.00 |
Director
|
$12,873 | $0 | $12,873 |
| BRIAN HURLEY | DIRECTOR | 1.00 |
Director
|
$12,261 | $0 | $12,261 |
| JENA MILLER | DIRECTOR | 1.00 |
Director
|
$16,871 | $0 | $16,871 |
| DARCY PHILLIPS | DIRECTOR (EFFECTIVE 6/26/2024) | 1.00 |
Director
|
$7,500 | $0 | $7,500 |
| GAYLA GJERTSEN | DIRECTOR | 1.00 |
Director
|
$5,468 | $0 | $5,468 |
| RICHARD LEUNG | DIRECTOR | 1.00 |
Director
|
$5,931 | $0 | $5,931 |
| JEFF KENNEDY | CEO/TREASURER | 40.00 |
Officer
|
$5,897,502 | $66,064 | $5,963,566 |
| JOHN IGLESIAS | PRESIDENT | 40.00 |
Officer
|
$3,225,161 | $58,840 | $3,284,001 |
| KIMBERLY STEEPY | CHIEF FINANCIAL OFFICER | 40.00 |
Officer
|
$437,430 | $64,774 | $502,204 |
| KYNDAL HARRIS | CHIEF EXPERIENCE OFFICER | 40.00 |
Key Emp
|
$332,728 | $7,013 | $339,741 |
| TAMMY TEETER | CHIEF ADMINISTRATIVE OFFICER | 40.00 |
Key Emp
|
$366,994 | $63,541 | $430,535 |
| CHERYL CROW | CHIEF REVENUE OFFICER | 40.00 |
Key Emp
|
$418,611 | $59,311 | $477,922 |
| KENNETH MYHRA | CHIEF DIGITAL & PAYMENTS OFFICER | 40.00 |
Key Emp
|
$395,075 | $61,919 | $456,994 |
| ALAN PITCHER | CHIEF INFORMATION OFFICER | 40.00 |
Key Emp
|
$403,282 | $43,373 | $446,655 |
| KENNETH KENDO SANTOS | CHIEF RISK OFFICER | 40.00 |
Key Emp
|
$364,325 | $51,056 | $415,381 |
| JEFFREY YODER | CHIEF ACCOUNTING OFFICER | 40.00 |
Key Emp
|
$366,759 | $56,210 | $422,969 |
| DEBRA GILDNER | VP OF ACCOUNTING & FINANCE | 40.00 |
Key Emp
|
$288,047 | $61,361 | $349,408 |
| PATRICE KRUGER | VP OF CHANNEL SERVICES | 40.00 |
Key Emp
|
$288,009 | $59,037 | $347,046 |
| RACARDO MCLAUGHLIN | VP OF MORTGAGE LENDING | 40.00 |
Key Emp
|
$300,361 | $59,319 | $359,680 |
| JAMIE MULLENIX | VP OF ORGANIZATIONAL DEVELOPMENT | 40.00 |
Key Emp
|
$244,900 | $48,371 | $293,271 |
| CASEY RIES | VP OF INTERNAL AUDIT | 40.00 |
Key Emp
|
$284,426 | $44,207 | $328,633 |
| DIANE SOKOLIK | VP OF CONSUMER LENDING | 40.00 |
Key Emp
|
$244,399 | $54,778 | $299,177 |
| SHERWIN WRAY | VP OF INVESTMENT SERVICES | 40.00 |
Key Emp
|
$261,903 | $38,351 | $300,254 |
| JENNIFER ADAMS | VP OF PEOPLE & CULTURE | 40.00 |
Key Emp
|
$265,949 | $47,128 | $313,077 |
| TERRY HAGIO | VP OF TECHNOLOGY SERVICES & SOLUTIONS | 40.00 |
Key Emp
|
$292,740 | $49,697 | $342,437 |
| MATTHEW WADE | VP OF RESIDENTIAL LENDING | 40.00 |
Key Emp
|
$280,534 | $48,870 | $329,404 |
| GEORGE WILLIAMS | VP OF TECH OPERATIONS & INFORMATION SECURITY | 40.00 |
Key Emp
|
$276,865 | $55,294 | $332,159 |
| AARON PALMER | CHIEF REVENUE OFFICER | 40.00 |
Key Emp
|
$609,568 | $58,821 | $668,389 |
| LAURIE KRESL | VP OF MARKETING | 40.00 |
Key Emp
|
$261,715 | $37,153 | $298,868 |
| KATE LANGE | SENIOR INVESTMENT SERVICES ADVISOR | 40.00 |
Highest
|
$289,792 | $56,890 | $346,682 |
| TODD DIETMEYER | SENIOR INVESTMENT SERVICES ADVISOR | 40.00 |
Highest
|
$283,520 | $45,745 | $329,265 |
| CANDICE INSKEEP | DIRECTOR OF BUSINESS SERVICES | 40.00 |
Highest
|
$260,953 | $57,330 | $318,283 |
| LOREN CAMP | FINANCIAL ADVISOR | 40.00 |
Highest
|
$249,362 | $53,028 | $302,390 |
| MICHELLE LYNN | VP OF RISK MANAGEMENT | 40.00 |
Highest
|
$253,417 | $38,342 | $291,759 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $318,637,000 | $292,369,538 | $4,269,782,992 | $26,267,462 |
| 2023 | $237,650,989 | $205,361,196 | $4,200,889,028 | $32,289,793 |
| 2022 | $119,511,993 | $93,765,436 | $2,252,123,510 | $25,746,557 |
| 2021 | $102,241,429 | $83,435,805 | $2,172,440,238 | $18,805,624 |
| 2020 | $104,901,205 | $91,268,769 | $1,846,725,050 | $13,632,436 |
| 2019 | $101,789,023 | $83,248,853 | $1,453,256,981 | $18,540,170 |
| 2018 | $92,302,486 | $75,591,890 | $1,361,270,011 | $16,710,596 |
Compare CREDIT UNIONS IN THE STATE OF WASHINGTON PEAK CREDIT UNION with other nonprofits in Washington and across the country.