UNITED UNION OF ROOFERS RDWA (EIN 910488428) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1919

Legal Domicile

Principal Officer

EDDY RAMOS

Phone

2067287654

Tax Period

2025-01-01 to 2025-12-31

UNITED UNION OF ROOFERS RDWA, founded in 1919, is a small nonprofit that reported $568K in total revenue in fiscal year 2025. Revenue decreased 18% compared to the prior year. Expenses of $863K exceeded revenue, resulting in a 52% operating deficit.

Mission

SECURING THE UNITY OF PURPOSE AMONG ALL THOSE OF THE CRAFT; TO RESCUE THE TRADE FROM THE DANGERS SURROUNDING IT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $514,013

Program Service Revenue $0

Investment Income $6,938

Other Revenue $46,866

TOTAL REVENUE $567,817

Expense Breakdown

Grants Paid $0

Salaries & Benefits $437,565

Fundraising Expenses $0

Other Expenses $425,240

TOTAL EXPENSES $862,805

Year-over-Year Comparison

	2025	2024	Change
Revenue	$567,817	$688,843	-0.2%
Expenses	$862,805	$726,208	+0.2%
Net Income	$-294,988	$-37,365	+6.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$152,367

Total Directors

$152,367

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EDDY RAMOS	BUSINESS MAN	40.00	Officer Director	$116,450	$35,917	$152,367
CHRIS DALE	PRESIDENT	1.00	Officer Director	$0	$0	$0
RICH KERNS	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
DAVID HERNANDEZ	EXECUTIVE BO	1.00	Director	$0	$0	$0
IGOR STASYUK	EXECUTIVE BO	1.00	Director	$0	$0	$0
JOHN JOHNINSON	ORGANIZER	40.00	Highest	$102,000	$34,536	$136,536

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$567,817	$862,805	$2,260,930	$-294,988
2024	$688,843	$726,208	$2,594,008	$-37,365
2023	$848,141	$722,579	$2,676,215	$125,562
2022	$845,577	$671,574	$2,595,223	$174,003
2021	$740,549	$553,761	$1,236,528	$186,788
2020	$547,644	$489,250	$1,041,879	$58,394

UNITED UNION OF ROOFERS RDWA