Liberty Lake, WA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)SPOKANE TEACHERS CREDIT UNION, founded in 1934, is a major nonprofit that reported $343.4M in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion.
STCU is committed to maximizing the value of every financial relationship through cost-effective financial services consistent with cooperative principles, applicable legislation, and prudent management. STCU serves 286,244 members as of 12/31/24.
STCU has outstanding loans of $4,894,163,951 at December 31, 2024, representing 208,682 individual loans. STCU offers credit cards; auto, RV, and boat loans; 1st mortgage real estate loans, other...
STCU has outstanding loans of $4,894,163,951 at December 31, 2024, representing 208,682 individual loans. STCU offers credit cards; auto, RV, and boat loans; 1st mortgage real estate loans, other real estate loans and lines of credit; and commercial loans. Revenues from loan activities include interest income earned, as well as loan origination and servicing fees.
STCU provides share and deposit products, including checking, savings, money market, certificates, and IRA/Keogh accounts. At December 31, 2024, STCU had total share and deposit balances of...
STCU provides share and deposit products, including checking, savings, money market, certificates, and IRA/Keogh accounts. At December 31, 2024, STCU had total share and deposit balances of $4,817,596,713 representing 442,509 individual accounts. STCU paid members dividends on their share and deposit accounts $67,721,489 in 2024. STCU earns various fees on transactions, balances or other financial products as outlined in the membership agreement or published fee schedules.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $343,405,605 | $304,138,829 | +0.1% |
| Expenses | $339,361,008 | $258,870,399 | +0.3% |
| Net Income | $4,044,597 | $45,268,430 | -0.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Ezra Eckhardt | President and CEO | 40 |
Officer
|
$1,280,415 | $254,304 | $1,534,719 |
| Lindsey Myhre | EVP & CFO | 40 |
Officer
|
$611,903 | $117,007 | $728,910 |
| Patricia Baughman | CDO | 40 |
Officer
|
$400,308 | $94,724 | $495,032 |
| Brian Read | Chief Growth Officer | 40 |
Officer
|
$362,569 | $90,220 | $452,789 |
| Brian Scott | CRO | 40 |
Officer
|
$349,766 | $85,879 | $435,645 |
| Marty Dickinson | CMO | 40 |
Officer
|
$328,315 | $102,071 | $430,386 |
| Scott Rabe | Senior Vice President | 40 |
Officer
|
$323,389 | $100,962 | $424,351 |
| Patricia Kelly | Senior Vice President | 40 |
Officer
|
$321,225 | $62,973 | $384,198 |
| Joseph Yetter | Senior Vice President | 40 |
Officer
|
$287,532 | $83,623 | $371,155 |
| Christopher Severin | Senior Vice President | 40 |
Officer
|
$278,077 | $78,703 | $356,780 |
| Angela Swenseid | Senior Vice President | 40 |
Officer
|
$274,260 | $69,771 | $344,031 |
| Robyn Galtieri | Senior Vice President | 40 |
Officer
|
$278,493 | $62,717 | $341,210 |
| William Lusk | Branch Wealth Advisor | 40 |
Highest
|
$266,806 | $44,661 | $311,467 |
| Nicole Tutt | Chief Information Security Officer | 40 |
Highest
|
$242,048 | $68,149 | $310,197 |
| Curt Fuller | Director of Commercial Business | 40 |
Highest
|
$238,708 | $64,773 | $303,481 |
| Melanie Shanks | Chief Internal Auditor | 40 |
Highest
|
$243,030 | $54,751 | $297,781 |
| Jeremy Long | Director of Digital & Product Solutions | 40 |
Highest
|
$224,201 | $55,332 | $279,533 |
| David Flood | CLO | 40 |
Officer
|
$150,139 | $0 | $150,139 |
| Steven Jones | Chairman | 2 |
Director
|
$27,160 | $0 | $27,160 |
| Chris Morlan | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Justin Botejue | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Jeff Perkins | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| William DeReu | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Adriane Hanley | Vice Chairwoman | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Catherine Brazil | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Mike Rennaker | Director | 2 |
Director
|
$18,099 | $0 | $18,099 |
| Kathryn Gores | Audit Chairwoman | 2 |
Director
|
$14,925 | $0 | $14,925 |
| Doris Sonntag | Director | 2 |
Director
|
$12,183 | $0 | $12,183 |
| Kevin Spohr | Supervisory Com | 2 |
Director
|
$9,950 | $0 | $9,950 |
| Lisa McCann | Supervisory Com | 2 |
Director
|
$9,950 | $0 | $9,950 |
| Wally Stanley | Director | 2 |
Director
|
$5,916 | $0 | $5,916 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $343,405,605 | $339,361,008 | $5,841,118,982 | $4,044,597 |
| 2023 | $304,138,829 | $258,870,399 | $5,788,274,678 | $45,268,430 |
| 2022 | $238,014,215 | $178,994,388 | $5,625,825,339 | $59,019,827 |
| 2021 | $204,900,448 | $145,798,494 | $4,949,789,010 | $59,101,954 |
| 2020 | $177,658,799 | $143,453,247 | $4,092,963,002 | $34,205,552 |
| 2019 | $160,340,375 | $128,168,354 | $3,290,019,279 | $32,172,021 |
| 2018 | $146,506,367 | $114,585,858 | $2,986,315,665 | $31,920,509 |
Compare SPOKANE TEACHERS CREDIT UNION with other nonprofits in Washington and across the country.