NORTHWEST BIBLE MINISTRIES LLC AKA… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

MICHAEL SHERMAN

Phone

2536866029

Tax Period

2025-01-01 to 2025-12-31

NORTHWEST BIBLE MINISTRIES LLC AKA CAMP WOODWORTH is a micro nonprofit in the Religion sector that reported $27K in total revenue in fiscal year 2025. Revenue fell 42% from the prior year — a significant decline worth monitoring.

Mission

EVANGELISM AND DEVELOPMENT OF CHRISTIAN CHARACTER THROUGH THE ESTABLISH OF VARIOUS CHRISTIAN MINISTRIES FOR ALL AGES WITH THE BIBLE AS THE BASIS OF INSTRUCTION, MAKING AVAILABLE OUR PROVITE FACILITY FOR

Program Service Accomplishments

Program 1

Expenses: $29,439 Revenue: $27,384

EVANGELISM

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $18,887

Program Service Revenue $0

Investment Income $12

Other Revenue $8,385

TOTAL REVENUE $27,284

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $29,439

Other Expenses $29,439

TOTAL EXPENSES $29,439

Year-over-Year Comparison

	2025	2024	Change
Revenue	$27,284	$47,102	-0.4%
Expenses	$29,439	$35,149	-0.2%
Net Income	$-2,155	$11,953	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL SHERMA	PRESIDENT	20	Director	$0	$0	$0
DAVIS GRIFFIN	TRUSTEE	1	Director	$0	$0	$0
JAMES GREETHAM	TREASURER	1	Director	$0	$0	$0
JUDY SHERMAN	SECRETARY	1	Director	$0	$0	$0
STEVEN ROSS	VICE PRESIDENT	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$27,284	$29,439	No data	$-2,155
2024	No data	No data	No data	No data
2023	$27,235	$39,294	$868,379	$-12,059
2022	$79,420	$44,389	$880,436	$35,031
2021	$28,547	$34,663	$845,405	$-6,116
2020	$40,030	$38,073	$851,521	$1,957
2019	$35,213	$27,452	$849,564	$7,761
2018	$49,153	$31,344	$835,934	$17,809

NORTHWEST BIBLE MINISTRIES LLC AKA CAMP WOODWORTH