RICHLAND, WA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)GESA CREDIT UNION, founded in 1953, is a major nonprofit that reported $331.7M in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $296.8M left a modest 11% surplus.
MEMBERS HAVE ACCESS TO A BROAD RANGE OF FINANCIAL PRODUCTS AND SERVICES THAT ENABLE THEM TO PROSPER AT A COST JUSTIFIED BY THE RESULT.
OFFER COMPREHENSIVE RANGE AND COMPETITIVELY PRICED LOAN PRODUCTS TO MEMBERS. GESA OFFERS A WIDE RANGE OF LOAN PRODUCTS INCLUDING, BUT NOT LIMITED TO, AUTOS, RVS, MARINE EQUIPMENT, FIRST MORTGAGE...
OFFER COMPREHENSIVE RANGE AND COMPETITIVELY PRICED LOAN PRODUCTS TO MEMBERS. GESA OFFERS A WIDE RANGE OF LOAN PRODUCTS INCLUDING, BUT NOT LIMITED TO, AUTOS, RVS, MARINE EQUIPMENT, FIRST MORTGAGE, HOME EQUITY, CREDIT CARD, COMMERCIAL AND VARIOUS SECURED AND UNSECURED LOANS.
OFFER COMPREHENSIVE AND COMPETITIVELY YIELDING SAVINGS PRODUCTS TO MEMBERS. GESA OFFERS A WIDE VARIETY OF SAVINGS PRODUCTS TO MEMBERS, WHICH INCLUDE, BUT ARE NOT LIMITED TO BASIC SAVINGS, HOLIDAY...
OFFER COMPREHENSIVE AND COMPETITIVELY YIELDING SAVINGS PRODUCTS TO MEMBERS. GESA OFFERS A WIDE VARIETY OF SAVINGS PRODUCTS TO MEMBERS, WHICH INCLUDE, BUT ARE NOT LIMITED TO BASIC SAVINGS, HOLIDAY CLUB, VACATION CLUB, COMMERCIAL SAVINGS, CERTIFICATE ACCOUNTS, IRA CERTIFICATES, IRA SAVINGS AND MONEY MARKET ACCOUNTS. GESA CONTINUES TOBE A LEADER IN OUR AREA ON SAVINGS ACCOUNT RATES.
OFFER LOW COST SERVICES TO MEMBERS WHICH WILL ENABLE THEM TO ACHIEVE THEIR DESIRED FINANCIAL GOALS.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $331,681,189 | $290,386,834 | +0.1% |
| Expenses | $296,787,273 | $240,128,234 | +0.2% |
| Net Income | $34,893,916 | $50,258,600 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| GREGG ANDREWS | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| JESSICA SCHNEIDER | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| BRETT SPOONER | BOARD SECRETARY | 5.00 |
Officer
Director
|
$23,750 | $0 | $23,750 |
| BEN BASSON | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| ANDREW AUSTIN | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| BILL MELBERG | BOARD MEMBER & COMMITTEE CHAIR | 5.00 |
Director
|
$28,500 | $0 | $28,500 |
| GEOF GRIEBEL | BOARD CHAIR | 5.00 |
Officer
Director
|
$35,250 | $0 | $35,250 |
| MARTIN VALADEZ TORRES | BOARD VICE CHAIR | 5.00 |
Officer
Director
|
$23,750 | $0 | $23,750 |
| PETER SMITH | BOARD MEMBER & COMMITTEE CHAIR (THRU 4/2024) | 5.00 |
Director
|
$14,407 | $0 | $14,407 |
| ROBERT FOLLETT | BOARD MEMBER & COMMITTEE CHAIR | 5.00 |
Director
|
$28,500 | $0 | $28,500 |
| LINDA COWAN | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| MANUEL CHAVALLO | BOARD MEMBER | 5.00 |
Director
|
$23,750 | $0 | $23,750 |
| CHERYL ADAMSON | EVP OF LEGAL AND ADMINISTRATION | 50.00 |
Officer
|
$342,427 | $172,510 | $514,937 |
| CHERYL BROWN | EVP OF MEMBER SUPPORT & SERVICE | 50.00 |
Officer
|
$360,528 | $192,810 | $553,338 |
| KEVEN GRAY | EVP OF MEMBER FULFILLMENT/RETAIL | 50.00 |
Officer
|
$366,837 | $196,381 | $563,218 |
| KURT JOHNSON | CHIEF FINANCIAL OFFICER | 50.00 |
Officer
|
$198,545 | $31,644 | $230,189 |
| ANDREW CHUNG | CHIEF INFORMATION OFFICER | 50.00 |
Officer
|
$302,453 | $177,434 | $479,887 |
| DON C MILLER | PRESIDENT/CEO | 50.00 |
Officer
|
$2,126,279 | $616,693 | $2,742,972 |
| SCOTT BLEEKER | SR COMMERCIAL LOAN OFFICER | 40.00 |
Highest
|
$290,297 | $59,050 | $349,347 |
| GREGORY PARTCH | SR COMMERCIAL LOAN OFFICER | 40.00 |
Highest
|
$289,677 | $33,185 | $322,862 |
| RICHARD FISHER | AVP COMMERCIAL MANAGER/TEAM LEADER | 40.00 |
Highest
|
$360,163 | $24,515 | $384,678 |
| SUNWAN SHON | SBA SALES MANAGER/TEAM LEADER | 40.00 |
Highest
|
$363,895 | $46,871 | $410,766 |
| BENJAMIN RUTLEDGE | VP OF COMMERCIAL SERVICES | 40.00 |
Highest
|
$598,601 | $99,255 | $697,856 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $331,681,189 | $296,787,273 | $5,629,623,348 | $34,893,916 |
| 2023 | $290,386,834 | $240,128,234 | $5,461,068,630 | $50,258,600 |
| 2022 | $219,180,132 | $189,685,535 | $5,594,015,267 | $29,494,597 |
| 2021 | $209,714,546 | $161,009,818 | $4,984,415,562 | $48,704,728 |
| 2020 | $215,777,821 | $174,485,285 | $4,378,026,879 | $41,292,536 |
| 2019 | $158,261,787 | $129,551,454 | $3,684,580,440 | $28,710,333 |
| 2018 | $108,864,841 | $90,935,272 | $2,059,209,952 | $17,929,569 |
Compare GESA CREDIT UNION with other nonprofits in Washington and across the country.