Bainbridge Island Chamber of Commerce (EIN 910653393) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1927

Legal Domicile

Principal Officer

Lindsay Browning

Phone

2068423700

Tax Period

2024-01-01 to 2024-12-31

Bainbridge Island Chamber of Commerce, founded in 1927, is a small nonprofit that reported $379K in total revenue in fiscal year 2024. Revenue decreased 17% compared to the prior year.

Mission

Promote local civic economic interests A civic community dedicated to enhancing opportunities and quality of life on Bainbridge Island

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $200,320

Program Service Revenue $157,030

Investment Income $0

Other Revenue $21,307

TOTAL REVENUE $378,657

Expense Breakdown

Grants Paid $0

Salaries & Benefits $243,585

Fundraising Expenses $0

Other Expenses $128,250

TOTAL EXPENSES $371,835

Year-over-Year Comparison

	2024	2023	Change
Revenue	$378,657	$457,590	-0.2%
Expenses	$371,835	$508,089	-0.3%
Net Income	$6,822	$-50,499	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

400

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$32,500

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LINDSAY BROWNING	Executive Director	40.00	Key Emp	$32,500	$0	$32,500
MATT GRADY	Board Chair	2.00	Officer Director	$0	$0	$0
COURTNEY OLIVER	Past Board Chair	2.00	Officer Director	$0	$0	$0
PHEDRA ELLIOTT	Treasurer	2.00	Officer Director	$0	$0	$0
ERIKA BORG	Board Member	2.00	Director	$0	$0	$0
STEPHANIE BUGAS	Board Member	2.00	Director	$0	$0	$0
THERESA CRAW	Board Member	2.00	Director	$0	$0	$0
GREG DRONKERT	Board Member	2.00	Director	$0	$0	$0
BRUCE EREMIC	Board Member	2.00	Director	$0	$0	$0
RUSSELL EVERETT	Board Member	2.00	Director	$0	$0	$0
LESLIE SCHNEIDER	Board Member	2.00	Director	$0	$0	$0
RYAN MAXWELL	Board Member	2.00	Director	$0	$0	$0
CHRISTINE MUELLER	Board Member	2.00	Director	$0	$0	$0
JOE RAYMOND	Board Member	2.00	Director	$0	$0	$0
BELINDA THORNBURG	Board Member	2.00	Director	$0	$0	$0
CHRIS MILLER	Board Member	2.00	Director	$0	$0	$0
STEVEN SNYDER	Board Member	2.00	Director	$0	$0	$0
STEFAN GOLDBY	Board Member	2.00	Director	$0	$0	$0
CHRISTINE COCHRAN	Board Member	2.00	Director	$0	$0	$0
LANI SORDELLO	Board Member	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$378,657	$371,835	$74,357	$6,822
2023	$457,620	$508,089	$80,299	$-50,469
2022	$425,646	$472,803	$130,553	$-47,157
2021	$346,742	$379,212	$175,582	$-32,470
2020	$326,725	$296,453	$105,183	$30,272
2019	$400,299	$391,141	$77,150	$9,158
2018	$417,675	$417,478	$74,998	$197

Bainbridge Island Chamber of Commerce