GREATER POULSBO CHAMBER OF COMMERCE (EIN 910839517) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1952

Legal Domicile

Principal Officer

GRAY ZAMBOR

Tax Period

2022-01-01 to 2022-12-31

GREATER POULSBO CHAMBER OF COMMERCE, founded in 1952, is a micro nonprofit that reported $99K in total revenue in fiscal year 2022. Revenue fell 55% from the prior year — a significant decline worth monitoring. Expenses of $170K exceeded revenue, resulting in a 73% operating deficit.

Mission

PROMOTE POULSBO ECONOMIC ENVIRONMENT

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $94,742

Program Service Revenue $3,735

Investment Income $196

Other Revenue $0

TOTAL REVENUE $98,673

Expense Breakdown

Grants Paid $0

Salaries & Benefits $110,361

Fundraising Expenses $0

Program Expenses $170,442

Other Expenses $60,081

TOTAL EXPENSES $170,442

Year-over-Year Comparison

	2022	2021	Change
Revenue	$98,673	$220,643	-0.6%
Expenses	$170,442	$156,524	+0.1%
Net Income	$-71,769	$64,119	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TASHA ZETTY	VICE PRESIDENT	2.00	Director	$0	$0	$0
DENVER SMYTH	DIRECTOR	2.00	Director	$0	$0	$0
MONICA BLACKWOOD	DIRECTOR	2.00	Director	$0	$0	$0
STACIE PIKE	DIRECTOR	2.00	Director	$0	$0	$0
JANICE HILL	DIRECTOR	2.00	Director	$0	$0	$0
KERRY START	TREASURER	2.00	Director	$0	$0	$0
GRAY ZAMBOR	PRESIDENT	2.00	Officer Director	$0	$0	$0
SHILOH SCHRODER	SECRETARY	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$98,673	$170,442	$64,665	$-71,769
2021	$220,643	$156,524	$136,178	$64,119
2021	$220,643	$137,703	$136,178	$82,940

GREATER POULSBO CHAMBER OF COMMERCE