LOCH LOMOND BEACH CLUB INC

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

FRANK FETZER

Phone

7153543400

Tax Period

2025-04-01 to 2026-03-31

LOCH LOMOND BEACH CLUB INC, founded in 1968, is a small nonprofit in the Recreation & Sports sector that reported $677K in total revenue in fiscal year 2025. The organization ran a surplus of $120K, a strong 18% operating margin.

Mission

THE ORGANIZATION WILL OPERATE THE CLUBHOUSE FACILITY AS ITS PRIMARY PURPOSE TO FOSTER AND MAINTAIN FRIENDSHIP AMONG ITS MEMBERS THROUGH RECREATIONAL AND SOCIAL ACTIVITIES

Program Service Accomplishments

Program 1

Expenses: $482,524 Revenue: $590,774

THE ORGANIZATION WILL OPERATE THE CLUBHOUSE FACILITY AS ITS PRIMARY PURPOSE TO FOSTER AND MAINTAIN FRIENDSHIP AMONG ITS MEMBERS THROUGH RECREATIONAL AND SOCIAL ACTIVITIES

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $590,774

Investment Income $23,679

Other Revenue $63,023

TOTAL REVENUE $677,476

Expense Breakdown

Grants Paid $0

Salaries & Benefits $190,718

Fundraising Expenses $0

Program Expenses $482,524

Other Expenses $366,731

TOTAL EXPENSES $557,449

Year-over-Year Comparison

	2025	2024	Change
Revenue	$677,476	$682,122	0.0%
Expenses	$557,449	$547,261	+0.0%
Net Income	$120,027	$134,861	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JIM LUDWIG	PRESIDENT	1.00	Officer Director	$0	$0	$0
DAVE MEYER	SECRETARY	1.00	Officer Director	$0	$0	$0
TONY BROWN	DIRECTOR	1.00	Director	$0	$0	$0
JOHN CHRISTOPHERSEN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
TED DEGRAW	DIRECTOR	1.00	Director	$0	$0	$0
FRANK FETZER	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$677,476	$557,449	$2,590,534	$120,027
2025	$682,122	$547,261	$2,648,998	$134,861
2024	$636,725	$541,418	$2,644,069	$95,307
2023	$594,761	$500,772	$2,647,180	$93,989
2022	$554,017	$524,904	$2,701,350	$29,113
2021	$460,078	$467,868	$2,793,865	$-7,790
2020	$238,939	$352,997	$2,165,451	$-114,058
2019	$381,666	$377,288	$1,576,749	$4,378