WEST PLAINS CHAMBER OF COMMERCE (EIN 910977755) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

JON WYSS

Phone

5097478480

Tax Period

2025-01-01 to 2025-12-31

WEST PLAINS CHAMBER OF COMMERCE, founded in 1966, is a small nonprofit in the Community Improvement sector that reported $168K in total revenue in fiscal year 2025. Expenses of $234K exceeded revenue, resulting in a 39% operating deficit.

Mission

PROMOTE BUSINESS ACTIVITY, BUSINESS NETWORKING AND EDUCATION, AND PUBLIC RELATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $140,707

Investment Income $2,133

Other Revenue $25,308

TOTAL REVENUE $168,148

Expense Breakdown

Grants Paid $0

Salaries & Benefits $174,879

Fundraising Expenses $0

Other Expenses $59,132

TOTAL EXPENSES $234,011

Year-over-Year Comparison

	2025	2024	Change
Revenue	$168,148	$171,397	0.0%
Expenses	$234,011	$189,173	+0.2%
Net Income	$-65,863	$-17,776	+2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$82,258

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DEANNA WILLIAMS	Executive Dir.	40.00	Officer	$82,258	$0	$82,258
JAMES P REINCKE	N/A	40.00		$75,531	$0	$75,531
CHRIS BORNHOFT	Director	1.00	Director	$0	$0	$0
MELISSA BLANKENSHIP	Director	1.00	Director	$0	$0	$0
MICHELLE MCCOLLUM	Director	1.00	Director	$0	$0	$0
TODD WEAVER	Director	1.00	Director	$0	$0	$0
JIM WENTLAND	Director	1.00	Director	$0	$0	$0
NEZAR NIMRI	Director	1.00	Director	$0	$0	$0
NICK GONZALES	Director	1.00	Director	$0	$0	$0
JENNIFER LUTZ	Director	1.00	Director	$0	$0	$0
KENDRA WIIEST	President & CEO	2.00	Officer	$0	$0	$0
STEFEN HARVEY	Treasurer	1.00	Officer	$0	$0	$0
TARA CHANDLER	Vice President	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$168,148	$234,011	$71,921	$-65,863
2024	$171,397	$189,173	$99,179	$-17,776
2023	$216,013	$221,963	$114,157	$-5,950
2022	$179,366	$205,036	$137,652	$-25,670
2021	$194,646	$132,240	$165,754	$62,406
2020	$201,131	$134,161	$118,338	$66,970
2019	$242,779	$246,381	$28,601	$-3,602
2017	$119,958	$119,864	$15,184	$94

WEST PLAINS CHAMBER OF COMMERCE