Gig Harbor Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1979

Legal Domicile

Phone

2538516865

Tax Period

2024-01-01 to 2024-12-31

Gig Harbor Chamber of Commerce, founded in 1979, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2024. Revenue surged 48% from the prior year, signaling strong growth momentum.

Mission

Serve the small business community and local development.

Program Service Accomplishments

Program 1

Expenses: $490,156 Revenue: $553,931

Promoting tourism to the Gig Harbor area.

Program 2

Expenses: $156,730 Revenue: $420,553

Business development includes small business assistance center, shoppers guides, tailored workshops, historical tours, maps, and business guides.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $182,911

Program Service Revenue $699,346

Investment Income $18

Other Revenue $197,353

TOTAL REVENUE $1,079,628

Expense Breakdown

Grants Paid $0

Salaries & Benefits $405,073

Fundraising Expenses $0

Program Expenses $646,886

Other Expenses $538,038

TOTAL EXPENSES $1,066,712

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,079,628	$728,010	+0.5%
Expenses	$1,066,712	$816,264	+0.3%
Net Income	$12,916	$-88,254	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$325,648

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Miriam Battson	President	40.00	Key Emp	$90,000	$0	$90,000
Janet Steiner	Employee	0.00	Key Emp	$70,968	$0	$70,968
Randi Ganong	Employee	35.00	Key Emp	$62,062	$0	$62,062
Katelyn Johnson	Employee	35.00	Key Emp	$45,911	$0	$45,911
Matthew Meszaros	Employee	35.00	Key Emp	$36,707	$0	$36,707
Rosalyn Rochac Finnegan	Employee	0.00	Key Emp	$20,000	$0	$20,000
Miriam Battson	Secretary	4.00	Officer	$0	$0	$0
Tim Lopez	Outgoing Chair	4.00	Officer	$0	$0	$0
Craig Doty	Treasurer	0.00	Officer	$0	$0	$0
Kira Rubel	Chair	0.00	Officer	$0	$0	$0
Jennifer Stiefel	Incoming Chair	0.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,079,628	$1,066,712	$82,999	$12,916
2023	$728,010	$816,264	$40,620	$-88,254
2022	$419,096	$441,849	$29,715	$-22,753
2021	$333,951	$369,168	$97,073	$-35,217
2020	$304,077	$298,688	$119,263	$5,389
2019	$454,920	$444,039	$96,932	$10,881
2018	$471,972	$475,905	$85,375	$-3,933