LYNDEN CHAMBER OF COMMERCE (EIN 911146800) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1981

Legal Domicile

Principal Officer

GARY VIS

Phone

3603545995

Tax Period

2024-01-01 to 2024-12-31

LYNDEN CHAMBER OF COMMERCE, founded in 1981, is a small nonprofit that reported $373K in total revenue in fiscal year 2024. Revenue decreased 9% compared to the prior year.

Mission

LYNDEN CHAMBER OF COMMERCE WAS FORMED TO ADVANCE THE COMMERCIAL, INDUSTRIAL AND CIVIC INTERESTS OF THE CITY OF LYNDEN AND ITS TRADING AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $137,073

Program Service Revenue $232,935

Investment Income $2,855

Other Revenue $0

TOTAL REVENUE $372,863

Expense Breakdown

Grants Paid $0

Salaries & Benefits $192,338

Fundraising Expenses $0

Program Expenses $331,160

Other Expenses $184,169

TOTAL EXPENSES $376,507

Year-over-Year Comparison

	2024	2023	Change
Revenue	$372,863	$407,963	-0.1%
Expenses	$376,507	$381,441	0.0%
Net Income	$-3,644	$26,522	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,528

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
IVAN DOCHOVSKI	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
CALVIN DEN HARTOG	PRESIDENT	1.00	Officer Director	$0	$0	$0
JEANETTE SHARP	DIRECTOR	1.00	Director	$0	$0	$0
HEIDI MCDOWELL	DIRECTOR	1.00	Director	$0	$0	$0
DAVE DODSON	DIRECTOR	1.00	Director	$0	$0	$0
SUE SORENSON	DIRECTOR	1.00	Director	$0	$0	$0
KATHY STANFORD	DIRECTOR	1.00	Director	$0	$0	$0
GARY VIS	EXECUTIVE DIRECTOR	40.00	Officer	$96,528	$0	$96,528

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$372,863	$376,507	$251,816	$-3,644
2023	$407,963	$381,441	$249,428	$26,522
2022	$317,843	$335,258	$221,298	$-17,415
2021	$274,156	$195,702	$233,642	$78,454
2020	$258,266	$187,434	$146,814	$70,832
2019	$319,641	$306,497	$80,477	$13,144
2018	$304,134	$319,196	$67,847	$-15,062

LYNDEN CHAMBER OF COMMERCE