Spokane Valley, WA
4 risk indicators measuring financial stability and operational resilience
Sign in with your work email to view Tuckman-Chang indicators
Sign In — Free (10 views/day)Northwest Business Development Assoc, founded in 1981, is a community nonprofit in the Community Improvement sector that reported $4.1M in total revenue in fiscal year 2024. The organization ran a surplus of $813K, a strong 20% operating margin.
To support business growth, job creation and job retention by providing quality small business loan services, including screening, organizing, packaging, processing and closings, in combination with local lending institutions and the SBA.
The creation of job and employment opportunities is accomplished by assisting small businesses in obtaining start-up and expansion financing via processing of SBA loans.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
Sign in to view Trantor Score and financial metrics
Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $4,053,953 | $4,007,576 | +0.0% |
| Expenses | $3,240,904 | $3,046,457 | +0.1% |
| Net Income | $813,049 | $961,119 | -0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
Sign in to view all financial metrics
Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Aliza Seay | President | 40.00 |
Officer
Director
|
$205,178 | $5,288 | $210,466 |
| Scott Bossom | Board Chair | 1.00 |
Director
|
$0 | $0 | $0 |
| Timothy E Szambelan | Secretary/Treasurer | 1.00 |
Director
|
$0 | $0 | $0 |
| Karen K Meek | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Allen Schmelzer | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Lavonne Bowman | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Mark Mattke | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Hugh Crozier | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Joe Druffel | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Cory Allen | Director - Oregon | 1.00 |
Director
|
$0 | $0 | $0 |
| Andrea Morgan | Director (Through 12/31/24) | 1.00 |
Director
|
$0 | $0 | $0 |
| Debbie Shipman | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Robin Stewart | Vice Chair | 1.00 |
Director
|
$0 | $0 | $0 |
| Erica Erdozain | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Tracy R Bridgens | Sr Vice President/COO/HR/I | 40.00 |
Officer
|
$114,748 | $14,398 | $129,146 |
| Elizabeth Rusnak | Sr Vice President/Loan Off | 40.00 |
Highest
|
$224,699 | $14,398 | $239,097 |
| Mark Beppler | Vice President/Sr Loan Off | 40.00 |
Highest
|
$147,736 | $9,398 | $157,134 |
| Evan Heriot | Vice President/Sr Loan Off | 40.00 |
Highest
|
$116,962 | $14,398 | $131,360 |
| Colleen M Ruggles | Vice President/Closing Man | 40.00 |
Highest
|
$105,316 | $14,392 | $119,708 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,053,953 | $3,240,904 | $6,922,524 | $813,049 |
| 2024 | $4,007,576 | $3,046,457 | $6,036,253 | $961,119 |
| 2023 | $3,693,268 | $2,945,706 | $5,143,660 | $747,562 |
| 2022 | $3,801,691 | $3,450,007 | $4,504,001 | $351,684 |
| 2021 | $3,403,966 | $3,438,209 | $4,322,993 | $-34,243 |
| 2020 | $3,396,908 | $3,157,884 | $3,915,248 | $239,024 |
| 2019 | $3,011,438 | $2,735,830 | $3,641,208 | $275,608 |
| 2018 | $2,761,552 | $2,662,929 | $3,310,843 | $98,623 |
Compare Northwest Business Development Assoc with other nonprofits in Washington and across the country.