Mt Baker Foothills Chamber of Comme

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1982

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

Mt Baker Foothills Chamber of Comme, founded in 1982, is a small nonprofit that reported $153K in total revenue in fiscal year 2023. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $142K left a modest 7% surplus.

Program Service Accomplishments

Program 1

Expenses: $112,504 Revenue: $137,472

Promote Tourism in the Mt Baker Corridor and Birch Bay areas. Operation of Visitors Center in the Mt. Baker Foothills.

Program 2

Expenses: $12,766 Revenue: $15,599

Provide Networking and Development opportunities to support business and build community in the East Whatcom region of Whatcom County in WA State.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $129,533

Program Service Revenue $21,942

Investment Income $0

Other Revenue $1,596

TOTAL REVENUE $153,071

Expense Breakdown

Grants Paid $130

Salaries & Benefits $94,570

Fundraising Expenses $0

Program Expenses $125,270

Other Expenses $47,647

TOTAL EXPENSES $142,347

Year-over-Year Comparison

	2023	2022	Change
Revenue	$153,071	$132,850	+0.2%
Expenses	$142,347	$125,180	+0.1%
Net Income	$10,724	$7,670	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
John Okan	Director	2.00	Director	$0	$0	$0
Mollie Reta	Vice President	2.00	Officer Director	$0	$0	$0
Paul Engel	President	2.00	Officer Director	$0	$0	$0
Jim Green	Treasurer	2.00	Officer Director	$0	$0	$0
Rebecca Boonstra	Executive Director	0.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$153,071	$142,347	$910,499	$10,724
2022	$132,850	$125,180	$915,324	$7,670
2021	$117,370	$108,194	$908,419	$9,176
2020	$106,635	$102,478	$900,311	$4,157
2019	$108,010	$105,749	$897,335	$2,261
2018	$107,070	$107,735	$907,588	$-665
2017	$125,355	$113,390	$911,572	$11,965