SPOKANE CHAMBER MUSIC ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

YURI MOROZOV

Phone

5098426135

Tax Period

2024-07-01 to 2025-06-30

SPOKANE CHAMBER MUSIC ASSOCIATION, founded in 1983, is a micro nonprofit in the Arts, Culture & Humanities sector that reported $95K in total revenue in fiscal year 2024. The organization ran a surplus of $16K, a strong 17% operating margin.

Mission

TO SUPPORT AND PROMOTE THE MUSICAL AND EDUCATIONAL ACTIVITIES OF THE SPOKANE STRING QUARTET

Program Service Accomplishments

Program 1

Expenses: $57,515 Revenue: $10,418

TO SUPPORT AND PROMOTE THE MUSICAL AND EDUCATIONAL ACTIVITIES OF THE SPOKANE STRING QUARTET INCLUDING PRESENTATION OF 4 ANNUAL CONCERTS AND EDUCATIONAL OUTREACH PROGRAM, WHICH INCLUDES VISITING AREA SECONDARY SCHOOLS AND YOUTH MUSIC ORGANIZATIONS, EXPLAINING THE CONCERTS AND OFFERING FREE AND REDUCED PRICE TICKETS TO AREA MUSIC STUDENTS AND THEIR FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $42,179

Program Service Revenue $10,418

Investment Income $42,137

Other Revenue $0

TOTAL REVENUE $94,734

Expense Breakdown

Grants Paid $0

Salaries & Benefits $13,372

Fundraising Expenses $0

Program Expenses $57,515

Other Expenses $65,610

TOTAL EXPENSES $78,982

Year-over-Year Comparison

	2024	2023	Change
Revenue	$94,734	$90,126	+0.1%
Expenses	$78,982	$84,919	-0.1%
Net Income	$15,752	$5,207	+2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$8,750

Total Directors

$43,600

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARRY MATLOW	MARKETING DIRECTOR	10	Director	$11,520	$0	$11,520
MATEUSZ WOLSKI	BOARD MEMBER	5	Director	$8,750	$0	$8,750
JEANNETTE WEE-YANG	VICE PRESIDENT	5	Officer Director	$8,750	$0	$8,750
AMANDA HOWARD-PHILLIPS	BOARD MEMBER	5.5	Director	$8,750	$0	$8,750
HELEN BYRNE	BOARD MEMBER	5	Director	$5,830	$0	$5,830
GEORGE HALEKAS	PRESIDENT	2	Officer Director	$0	$0	$0
LUCRETIA PLADERA	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
YURI MOROZOV	TREASURER	2	Officer Director	$0	$0	$0
IRENE ANN BYRD	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
JODY STEWART-STROBELT	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
MARTIN STACEY	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
KAY BENSON	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
ZACHARY R CURRY	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
CAROLYN GOOLEY	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
BRITT PIRKER	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
C WILLIAM BRIT JR	BOARD MEMBER	0.5	Officer Director	$0	$0	$0
KELLY FARRIS	BOARD MEMBER	0.5	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$94,734	$78,982	$588,601	$15,752
2024	$90,126	$84,919	$596,064	$5,207
2023	$103,200	$88,996	$503,867	$14,204
2022	$115,217	$81,403	$581,637	$33,814
2021	$73,394	$33,790	$543,462	$39,604
2020	$62,649	$84,187	$505,024	$-21,538