CASCADE WOMEN'S HEALTH

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

STEPHANIE RITCHEY

Phone

4253392175

Tax Period

2024-01-01 to 2024-12-31

CASCADE WOMEN'S HEALTH, founded in 1983, is a community nonprofit in the Health Care sector that reported $1.2M in total revenue in fiscal year 2024. Net assets of $2.5M represent 26 months of operating reserves.

Mission

CASCADE WOMEN'S HEALTH PROVIDES CONSULTATIONS ON PREGNANCY OPTIONS, LIMITED MEDICAL SERVICES, AND EDUCATION TO INDIVIDUALS AT RISK FOR, OR BECAUSE OF, UNPLANNED PREGNANCIES.

Program Service Accomplishments

Program 1

Expenses: $855,576

THE ORGANIZATION PROVIDES MEDICAL SERVICES INCLUDING PREGNANCY TESTING, LIMITED OBSTETRIC ULTRASOUNDS, AND SEXUALLY TRANSMITTED INFECTION TESTING AND TREATMENT. 871 SERVICES WERE PROVIDED FREE OF...

THE ORGANIZATION PROVIDES MEDICAL SERVICES INCLUDING PREGNANCY TESTING, LIMITED OBSTETRIC ULTRASOUNDS, AND SEXUALLY TRANSMITTED INFECTION TESTING AND TREATMENT. 871 SERVICES WERE PROVIDED FREE OF CHARGE.

Program 2

THE ORGANIZATION PRESENTED 3,528 EDUCATIONAL SERVICES TO MEN, WOMEN, AND YOUTH IN SNOHOMISH COUNTY. PROSPECTIVE PARENTS MAY ATTEND CHILDBIRTH, PARENTING, AND MOMS' SUPPORT GROUP CLASSES AT NO COST.

Program 3

MATERIAL SUPPORT IS PROVIDED THROUGH THE BABY BOUTIQUE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,101,005

Program Service Revenue $0

Investment Income $67,755

Other Revenue $-18,462

TOTAL REVENUE $1,150,298

Expense Breakdown

Grants Paid $0

Salaries & Benefits $750,192

Fundraising Expenses $157,758

Program Expenses $855,576

Other Expenses $391,877

TOTAL EXPENSES $1,142,069

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,150,298	$1,094,160	+0.1%
Expenses	$1,142,069	$1,064,668	+0.1%
Net Income	$8,229	$29,492	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$199,847

Total Directors

$121,771

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MALORA FORREY	CEO (UNTIL 12/2024)	40.00	Officer Director	$121,771	$0	$121,771
STEPHANIE RITCHEY	COO	40.00	Officer	$78,076	$0	$78,076
STEVE ATKINS	CHAIR	1.00	Officer Director	$0	$0	$0
LYNN BLOSSER	VICE CHAIR/SECRETARY	1.00	Officer Director	$0	$0	$0
DAN GEMEROY	TREASURER	1.00	Officer Director	$0	$0	$0
CYNDI PETERSON	DIRECTOR	1.00	Director	$0	$0	$0
KAREN RANHEIM	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$1,150,298	$1,142,069	$2,746,435	$8,229
2023	$1,094,160	$1,064,668	$2,738,315	$29,492
2022	$1,366,570	$975,299	$2,699,414	$391,271
2021	$1,380,969	$855,037	$2,587,616	$525,932
2020	$1,041,999	$785,733	$2,123,881	$256,266
2019	$1,059,702	$833,159	$1,908,391	$226,543
2018	$967,962	$814,444	$1,729,274	$153,518