CREDIT UNIONS IN THE STATE OF WASHINGTON

EIN: 911274190

Olympia, WA

Total Revenue
$8,321,180
Total Expenses
$6,263,292
Total Assets
$125,915,543
Net Assets
$21,305,672
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1985
Legal Domicile
WA
Principal Officer
Charles Thompson
Phone
3603525033
Tax Period
2024-01-01 to 2024-12-31

CREDIT UNIONS IN THE STATE OF WASHINGTON, founded in 1985, is a community nonprofit that reported $8.3M in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.1M, a strong 25% operating margin.

Mission

To provide services to members mandated in the Credit Union Act and Charter, including providing members the opportunity to assist other members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $7,853,353
Investment Income $467,827
Other Revenue $0
TOTAL REVENUE $8,321,180

Expense Breakdown

Grants Paid $13,000
Salaries & Benefits $1,402,648
Fundraising Expenses $0
Program Expenses $0
Other Expenses $4,847,644
TOTAL EXPENSES $6,263,292

Year-over-Year Comparison

2024 2023 Change
Revenue $8,321,180 $6,400,206 +0.3%
Expenses $6,263,292 $4,688,670 +0.3%
Net Income $2,057,888 $1,711,536 +0.2%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
6
Employees
11
Volunteers
13

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$239,198
Total Directors
7
$0
Key Employees
2
$402,142
Highest Compensated
2
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Charles Thompson CEO 45
Officer
$193,699 $45,499 $239,198
Casey Smith Senior Loan Officer 45
Key Emp
$173,460 $30,648 $204,108
Teresa Carlson Accounting/Operations Manager 45
Key Emp
$168,325 $29,709 $198,034
Brian Bahs Former CEO 0
$191,415 $0 $191,415
Brandon Dunnaback Loan Officer 45
Highest
$119,847 $36,149 $155,996
Chad Yerrington Loan Officer 45
Highest
$130,305 $23,126 $153,431
Greg Horsley Board Treasurer/Board Chair 1
Director
$0 $0 $0
Roger Smith Board Vice Chair 1
Director
$0 $0 $0
Edward Gould Board Member/Director/Treas/Sec 1
Director
$0 $0 $0
Blair Stadin Board Member/Director 1
Director
$0 $0 $0
Rob Allen Board Member/Director 1
Director
$0 $0 $0
Kylie Pegoraro Board Member/Director 1
Director
$0 $0 $0
Tim Eastman Board Member/Director 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $8,321,180 $6,263,292 $125,915,543 $2,057,888
2023 $6,400,206 $4,688,670 $121,032,916 $1,711,536
2022 $4,805,728 $2,663,722 $103,660,940 $2,142,006
2021 $4,788,841 $2,467,893 $91,827,207 $2,320,948
2020 $4,786,857 $2,496,520 $90,424,491 $2,290,337
2019 $4,085,579 $2,487,456 $79,186,677 $1,598,123
2018 $3,630,508 $1,945,839 $77,296,151 $1,684,669
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