National Rural Letter Carriers' Association (EIN 911340834) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1905

Legal Domicile

Principal Officer

Dawn E Ayers

Phone

2534682119

Tax Period

2024-07-01 to 2025-06-30

National Rural Letter Carriers' Association, founded in 1905, is a small nonprofit that reported $386K in total revenue in fiscal year 2024. Revenue surged 25% from the prior year, signaling strong growth momentum. The organization ran a surplus of $101K, a strong 26% operating margin.

Mission

The object of the Association shall be to improve conditions of labor with the United States Postal Service, advance the methods used by Rural Letter Carriers and promote fraternal spirit among its members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $365,404

Investment Income $11,185

Other Revenue $8,911

TOTAL REVENUE $385,500

Expense Breakdown

Grants Paid $0

Salaries & Benefits $108,245

Fundraising Expenses $0

Other Expenses $175,869

TOTAL EXPENSES $284,114

Year-over-Year Comparison

	2024	2023	Change
Revenue	$385,500	$308,438	+0.2%
Expenses	$284,114	$329,712	-0.1%
Net Income	$101,386	$-21,274	-5.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$77,290

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Lorrie Crow	Secretary-Treasurer	035.00	Officer	$38,135	$0	$38,135
Delsey Reed	Region 3 Committeeperson	005.00	Officer	$9,287	$0	$9,287
Estee Javiniar	Region 2 Committeeperson	005.00	Officer	$8,109	$0	$8,109
Isabell Lopez	Region 1 Committeeperson	010.00	Officer	$7,998	$0	$7,998
Dawn Ayers	President	020.00	Officer	$5,709	$0	$5,709
Dawn Anderson	Region 4 Committeeperson	005.00	Officer	$4,131	$0	$4,131
Dave Blackmer	Vice President	005.00	Officer	$3,921	$0	$3,921

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$385,500	$284,114	$632,002	$101,386
2024	$308,438	$329,712	$531,784	$-21,274
2023	$278,774	$326,717	$554,114	$-47,943
2022	$316,244	$236,017	$599,702	$80,227
2021	$307,305	$121,638	$519,475	$185,667
2020	$306,783	$194,780	$333,808	$112,003

National Rural Letter Carriers' Association