RIVER CITY FOOD BANK

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

AMANDA MCCARTHY

Phone

9167475899

Tax Period

2024-01-01 to 2024-12-31

RIVER CITY FOOD BANK, founded in 1968, is a community nonprofit in the Community Improvement sector that reported $7.8M in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion.

Mission

TO PROVIDE COMPASSIONATE ASSISTANCE, NUTRITIONALLY BALANCED FOOD, AND CALFRESH OUTREACH TO PEOPLE GROWING TOWARDS SELF-RELIANCE.

Program Service Accomplishments

Program 1

Expenses: $7,048,057 Revenue: $1,114

PROVIDED CONSISTENT ACCESS TO HEALTHY, MEANINGFUL FOOD FOR FAMILIES AND INDIVIDUALS EXPERIENCING FOOD INSECURITY BY DISTRIBUTING 3,484,589 POUNDS OF FOOD.

Program 2

Expenses: $263,712

THE CALFRESH OUTREACH PROGRAM CONNECTED 11,598 INDIVIDUALS WITH ASSISTANCE TO APPLY FOR AND MAINTAIN BENEFITS THAT HELPED EMPOWER FAMILIES, SENIORS, REFUGEES AND PEOPLE EXPERIENCING FOOD INSECURITY...

Program 3

Expenses: $57,890

RCFB HELPS PEOPLE AVOID A CRISIS AND WORK TOWARD SELF-RELIANCE BY PROVIDING A SHORT-TERM FOOD SUPPLY WHEN THEY ARE UNABLE TO MEET BASIC LIVING EXPENSES. PROGRAMS SERVE LOW-INCOME FAMILIES, CHILDREN, SENIORS, REFUGEES, INDIVIDUALS EXPERIENCING HOMELESSNESS AND ANYONE EXPERIENCING FOOD INSECURITY. RCFB SERVES ALL PEOPLE REGARDLESS OF RACE, ETHNICITY, GENDER, SEXUAL ORIENTATION, AGE AND OR BACKGROUND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $7,542,785

Program Service Revenue $0

Investment Income $84,970

Other Revenue $151,336

TOTAL REVENUE $7,779,091

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,194,171

Fundraising Expenses $175,685

Program Expenses $7,369,659

Other Expenses $6,596,331

TOTAL EXPENSES $7,790,502

Year-over-Year Comparison

	2024	2023	Change
Revenue	$7,779,091	$7,004,191	+0.1%
Expenses	$7,790,502	$6,964,531	+0.1%
Net Income	$-11,411	$39,660	-1.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

3290

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$157,666

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ERIN TEAGUE	PRESIDENT	0.50	Officer Director	$0	$0	$0
MARINDA JOHNSON	VICE PRESIDENT	0.50	Officer Director	$0	$0	$0
JABIN KILLE	TREASURER	0.50	Officer Director	$0	$0	$0
LAURA KNAUSS	IMMEDIATE PAST PRESIDENT	0.50	Officer Director	$0	$0	$0
JASON MATA	SECRETARY	0.50	Officer Director	$0	$0	$0
BAHAR ABULLARADE	DIRECTOR	0.50	Director	$0	$0	$0
KATE MALMGREN	DIRECTOR	0.50	Director	$0	$0	$0
JACOB WILLIAMS	DIRECTOR	0.50	Director	$0	$0	$0
LYNETTE MENDOZA	DIRECTOR	0.50	Director	$0	$0	$0
TODD HAINES	DIRECTOR	0.50	Director	$0	$0	$0
MONET CROWLEY	DIRECTOR	0.50	Director	$0	$0	$0
STACIE LARKIN	DIRECTOR	0.50	Director	$0	$0	$0
MARISSA O'CONNER	DIRECTOR	0.50	Director	$0	$0	$0
DARCY MUILENBURG	DIRECTOR	0.50	Director	$0	$0	$0
ABBIE TOTTEN	DIRECTOR	0.50	Director	$0	$0	$0
AMANDA MCCARTHY	EXECUTIVE DIRECTOR	50.00	Officer	$150,158	$7,508	$157,666

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$7,779,091	$7,790,502	$2,853,327	$-11,411
2023	$7,004,191	$6,964,531	$2,821,494	$39,660
2022	$5,647,650	$5,756,784	$2,708,005	$-109,134
2021	$5,371,581	$4,871,113	$2,903,146	$500,468
2020	$5,814,931	$5,042,905	$2,558,802	$772,026
2019	$4,338,167	$4,299,113	$1,670,277	$39,054
2018	$2,453,651	$2,522,166	$1,552,759	$-68,515