QUINCY TENNIS CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

RICHARD GRIFFIN JR

Phone

6175493567

Tax Period

2025-03-01 to 2026-02-28

QUINCY TENNIS CLUB is a small nonprofit in the Recreation & Sports sector that reported $103K in total revenue in fiscal year 2025. Revenue fell 75% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $36K, a strong 35% operating margin.

Mission

TENNIS RECREATION AND SOCIAL EVENTS MAINTAINED DURING THE SEASON FOR THE CLUB'S MEMBERS AND GUESTS.

Program Service Accomplishments

Program 1

TENNIS RECREATION AND SOCIAL EVENTS FOR MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $81,260

Program Service Revenue $0

Investment Income $21,867

Other Revenue $0

TOTAL REVENUE $103,127

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $66,676

TOTAL EXPENSES $66,676

Year-over-Year Comparison

	2025	2024	Change
Revenue	$103,127	$412,433	-0.7%
Expenses	$66,676	$69,325	0.0%
Net Income	$36,451	$343,108	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

185

Independent Members

185

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD GRIFFIN JR	PRESIDENT	N/A	Officer	$0	$0	$0
CHARLES KIRK HOLMQUEST	TREASURER	N/A	Officer	$0	$0	$0
PAUL BERRINI	SECRETARY	N/A	Officer	$0	$0	$0
REBECCA MCGILLIVRAY	VICE PRESIDE	N/A	Officer	$0	$0	$0
JERRY KEHOE	MEMBER AT LA	N/A	Director	$0	$0	$0
BARBARA DEVANEY	MEMBER AT LA	N/A	Director	$0	$0	$0
JOHN ZARNOCH	MEMBER AT LA	N/A	Director	$0	$0	$0
DARREN MURPHY	MEMBER AT LA	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$103,127	$66,676	$600,073	$36,451
2025	$412,433	$69,325	$530,247	$343,108
2024	$90,731	$80,329	$186,789	$10,402