HABITAT FOR HUMANITY INTERNATIONAL… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1990

Legal Domicile

Principal Officer

BOB BEAVER

Phone

4173214103

Tax Period

2025-01-01 to 2025-12-31

HABITAT FOR HUMANITY INTERNATIONAL NEVADA MO AREA, founded in 1990, is a micro nonprofit that reported $12K in total revenue in fiscal year 2025. Revenue surged 23% from the prior year, signaling strong growth momentum. Expenses of $22K exceeded revenue, resulting in a 86% operating deficit.

Mission

CONSTRUCT AFFORDABLE HOUSING AND ELIMINATE SUBSTANDARD HOUSING.

Program Service Accomplishments

Program 1

Expenses: $19,880

CONSTRUCT MODEST, ADEQUATE HOUSING FOR FAMILIES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $11,312

Program Service Revenue $0

Investment Income $550

Other Revenue $0

TOTAL REVENUE $11,862

Expense Breakdown

Grants Paid $5,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $19,880

Other Expenses $17,039

TOTAL EXPENSES $22,039

Year-over-Year Comparison

	2025	2024	Change
Revenue	$11,862	$9,649	+0.2%
Expenses	$22,039	$10,630	+1.1%
Net Income	$-10,177	$-981	+9.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SHERYL BAER	DIRECTOR	0.00	Director	$0	$0	$0
SHERYL MOWRY	DIRECTOR	0.00	Director	$0	$0	$0
BILL KOHLER	DIRECTOR	0.00	Director	$0	$0	$0
BILL GREGORY	DIRECTOR	0.00	Director	$0	$0	$0
MARK SELSOR	DIRECTOR	0.00	Director	$0	$0	$0
JOE HABJAM	DIRECTOR	0.00	Director	$0	$0	$0
JOE WILLIS	DIRECTOR	0.00	Director	$0	$0	$0
PAT WILLIS	DIRECTOR	0.00	Director	$0	$0	$0
DAVID DARNOLD	DIRECTOR	0.00	Director	$0	$0	$0
CONSTANCE BEAVER	DIRECTOR	0.00	Director	$0	$0	$0
DARRYL WRIGHT	TREASURER	4.00	Officer	$0	$0	$0
CAROL KNOX	VICE PRESIDENT	1.00	Officer	$0	$0	$0
ALICE BOEHS	SECRETARY	1.00	Officer	$0	$0	$0
BOB BEAVER	PRESIDENT	4.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$11,862	$22,039	$600,796	$-10,177
2024	No data	No data	No data	No data
2023	$18,651	$18,504	$613,003	$147
2022	$19,696	$32,870	$614,615	$-13,174
2021	$18,559	$29,675	$624,972	$-11,116
2020	$39,187	$45,687	$636,088	$-6,500
2019	$22,363	$31,623	$642,588	$-9,260
2018	$41,095	$25,222	$651,848	$15,873

HABITAT FOR HUMANITY INTERNATIONAL NEVADA MO AREA