NATIONAL FLOOD ASSOCIATION

EIN: 911992688 Community Improvement

WESTFIELD, IN

Total Revenue
$275,921
Total Expenses
$263,426
Total Assets
$136,470
Net Assets
$136,470
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2001
Legal Domicile
IN
Principal Officer
LINDA SULLIVAN
Phone
3177749250
Tax Period
2025-01-01 to 2025-12-31

NATIONAL FLOOD ASSOCIATION, founded in 2001, is a small nonprofit in the Community Improvement sector that reported $276K in total revenue in fiscal year 2025. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $263K left a modest 5% surplus.

Mission

TO CONNECT FLOOD INDUSTRY ISSUE AND STAKEHOLDERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $272,528
Program Service Revenue $0
Investment Income $3,393
Other Revenue $0
TOTAL REVENUE $275,921

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $263,426
TOTAL EXPENSES $263,426

Year-over-Year Comparison

2025 2024 Change
Revenue $275,921 $242,386 +0.1%
Expenses $263,426 $217,946 +0.2%
Net Income $12,495 $24,440 -0.5%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
2
Independent Members
4
Employees
N/A
Volunteers
10

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
ROBERT COLE PRESIDENT 1.00
Officer
$0 $0 $0
CYNTHIA DIVINCENTI VICE PRESIDE 1.00
Officer
$0 $0 $0
LAUREN PACHMAN SECRETARY 1.00
Officer
$0 $0 $0
LINDA SULLIVAN TREASURER 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $275,921 $263,426 $136,470 $12,495
2024 $242,386 $217,946 $123,975 $24,440
2023 $215,248 $188,553 $99,535 $26,695
2022 $208,965 $212,888 $72,840 $-3,923
2021 $145,556 $89,030 $76,763 $56,526
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