WHATCOM FAMILY FARMERS EDUCATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

RICH APPEL

Phone

3603541337

Tax Period

2021-01-01 to 2021-12-31

WHATCOM FAMILY FARMERS EDUCATION, founded in 2001, is a small nonprofit in the Food, Agriculture & Nutrition sector that reported $203K in total revenue in fiscal year 2021. Revenue surged 68% from the prior year, signaling strong growth momentum. The organization ran a surplus of $55K, a strong 27% operating margin.

Mission

TO EDUCATE CONSUMERS OF WORK THAT FARMERS PUT INTO FARM PRODUCTION.

Program Service Accomplishments

Program 1

Expenses: $56,492 Revenue: $22,685

THE NUISANCE PROGRAM ASSISTS FARMERS WITH PEST REDUCTION ON FARMS.

Program 2

Expenses: $577 Revenue: $40,000

THE REAL CAMPAIGN PROGRAM WORKS TO CONNECT FARMERS WITH THE GENERAL PUBLIC; EDUCATING CONSUMERS OF THE WORK THAT FARMERS DO TO PRODUCE THEIR GOODS.

Program 3

Expenses: $34,507

THE REAL PEOPLE REAL FOOD PROGRAM WORKS TO CONNECT FARMERS WITH THE GENERAL PUBLIC; EDUCATING CONSUMERS OF THE WORK THAT FARMERS DO TO PRODUCE THEIR GOODS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $131,043

Program Service Revenue $81,889

Investment Income $-7,093

Other Revenue $-3,009

TOTAL REVENUE $202,830

Expense Breakdown

Grants Paid $0

Salaries & Benefits $97,785

Fundraising Expenses $0

Program Expenses $128,593

Other Expenses $49,562

TOTAL EXPENSES $147,347

Year-over-Year Comparison

	2021	2020	Change
Revenue	$202,830	$120,395	+0.7%
Expenses	$147,347	$142,263	+0.0%
Net Income	$55,483	$-21,868	-3.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICH APPEL	PRESIDENT	5.00	Officer Director	$0	$0	$0
BRAD RADER	VICE PRESIDENT	5.00	Officer Director	$0	$0	$0
ED BLOK	BOARD MEMBER	1.00	Director	$0	$0	$0
JOE VANDERPOL	BOARD MEMBER	1.00	Director	$0	$0	$0
KLAYTON TJOELKER	BOARD MEMBER	1.00	Director	$0	$0	$0
KEITH BOONE	BOARD MEMBER	1.00	Director	$0	$0	$0
PAUL SANGHA	BOARD MEMBER	1.00	Director	$0	$0	$0
PAUL BURRILL	BOARD MEMBER	1.00	Director	$0	$0	$0
GALEN SMITH	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$202,830	$147,347	$110,095	$55,483