HABITAT FOR HUMANITY OF WOOD COUNTY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2000

Legal Domicile

Principal Officer

MARK OHASHI

Phone

4194818100

Tax Period

2024-07-01 to 2025-06-30

HABITAT FOR HUMANITY OF WOOD COUNTY, founded in 2000, is a community nonprofit that reported $1.4M in total revenue in fiscal year 2024. Revenue surged 120% from the prior year, signaling strong growth momentum. The organization ran a surplus of $276K, a strong 20% operating margin.

Mission

HABITAT FOR HUMANITY OF WOOD COUNTY IS A NON-PROFIT ORGANIZATION THAT PROVIDES SAFE, DECENT, AND AFFORDABLE HOUSING FOR ECONOMICALLY DISADVANTAGED FAMILIES IN WOOD COUNTY, OHIO THROUGH HOMEOWNERSHIP.

Program Service Accomplishments

Program 1

Expenses: $937,008 Revenue: $279,271

HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER...

HOMEOWNERSHIP PROGRAM: FAMILIES IN NEED OF A DECENT PLACE TO LIVE BUILD SAFE AND AFFORDABLE HOMES IN PARTNERSHIP WITH US. HABITAT HOUSES ARE MODESTLY SIZED. THEY ARE LARGE ENOUGH FOR THE HOMEOWNER FAMILY'S NEEDS, BUT SMALL ENOUGH TO KEEP CONSTRUCTION AND MAINTENANCE COSTS AFFORDABLE. BY USING THE LABOR OF VOLUNTEERS AND PROSPECTIVE HOMEOWNERS, EMPLOYING EFFECIENT BUILDING METHODS, KEEPING HOUSE SIZES MODEST, USING DONATED CONSTRUCTION MATERIALS AND APPLIANCES, AND ISSUING NO-PROFIT LOANS, HABITAT MAKES ITS HOUSES AFFORDABLE FOR LOW-INCOME FAMILIES TO PURCHASE. AFFORDABLE HOMEOWNERSHIP HELPS CREATE THE CONDITIONS THAT FREE FAMILIES FROM INSTABILITY, STRESS AND FEAR AND ENCOURAGE SELF-RELIANCE AND CONFIDENCE. STUDIES SHOW THAT STRONG AND STABLE HOUSEHOLDS ARE FOUNDATIONAL TO CHILD DEVELOPMENT AND GROWTH. WHEN A HOME FOSTERS - INSTEAD OF HINDERS - HEALTH AND SAFETY, FAMILIES CAN FLOURISH. OWNING AN AFFORDABLE HOME ALSO ALLOWS HOMEOWNERS TO LIFT UP THEIR ENTIRE FAMILY BY SAVING FOR THEIR FUTURES AND INVESTING IN EDUCATIONAL OPPORTUNITIES, BOLSTERING JOB OPPORTUNITIES AND CAREER GROWTH. DURING FISCAL YEAR 2025, HABITAT FOR HUMANITY OF WOOD COUNTY SERVED MORE THAN 60 FAMILIES THROUGH ITS LONG-TERM HOMEOWNERSHIP PROGRAM.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,099,384

Program Service Revenue $277,558

Investment Income $7,074

Other Revenue $-30,345

TOTAL REVENUE $1,353,671

Expense Breakdown

Grants Paid $0

Salaries & Benefits $448,098

Fundraising Expenses $63,690

Program Expenses $937,008

Other Expenses $629,177

TOTAL EXPENSES $1,077,275

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,353,671	$614,571	+1.2%
Expenses	$1,077,275	$664,365	+0.6%
Net Income	$276,396	$-49,794	-6.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

259

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$79,680

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKE SCOTT	PRESIDENT	1.00	Officer Director	$0	$0	$0
STAN SIKORA	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
BENJAMIN FARLEY	TREASURER	1.00	Officer Director	$0	$0	$0
CINDY FULLER	SECRETARY	1.00	Officer Director	$0	$0	$0
JESSICA NECESSARY	TRUSTEE	1.00	Director	$0	$0	$0
HEIDI REGER	TRUSTEE	1.00	Director	$0	$0	$0
JOHN ZANFARDINO	TRUSTEE	1.00	Director	$0	$0	$0
BETH GENSON	TRUSTEE (LEFT FEB 2025)	1.00	Director	$0	$0	$0
MARK OHASHI	EXECUTIVE DIRECTOR	40.00	Officer	$76,998	$2,682	$79,680

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,353,671	$1,077,275	$3,002,529	$276,396
2024	$614,571	$664,365	$1,702,272	$-49,794
2023	$681,756	$630,609	$1,741,424	$51,147
2022	$838,124	$619,229	$1,702,764	$218,895
2021	$588,658	$517,498	$1,517,597	$71,160
2020	$641,385	$645,030	$1,392,399	$-3,645
2019	$564,965	$512,458	$1,321,480	$52,507
2018	$646,050	$448,662	$1,263,139	$197,388