3 Rivers Community Foundation (EIN 912049302) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Phone

5097355559

Tax Period

2023-01-01 to 2023-12-31

3 Rivers Community Foundation, founded in 1999, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $2.1M in total revenue in fiscal year 2023. Revenue surged 60% from the prior year, signaling strong growth momentum. The organization ran a surplus of $957K, a strong 47% operating margin.

Mission

Our mission is to create opportunities for perpetual giving in Benton and Franklin counites to support nonprofits now, and in the future.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,725,348

Program Service Revenue $9,200

Investment Income $321,190

Other Revenue $0

TOTAL REVENUE $2,055,738

Expense Breakdown

Grants Paid $770,422

Salaries & Benefits $147,132

Fundraising Expenses $87,335

Program Expenses $905,083

Other Expenses $181,256

TOTAL EXPENSES $1,098,810

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,055,738	$1,283,738	+0.6%
Expenses	$1,098,810	$865,635	+0.3%
Net Income	$956,928	$418,103	+1.3%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✓ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✓ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$78,420

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Abbey Cameron	CEO	40.00	Officer	$78,420	$0	$78,420
Jay Freeman	Director	3.00	Director	$0	$0	$0
Kathleen Lawrence	Chairman	3.00	Officer Director	$0	$0	$0
Samson Martinez	Director	3.00	Director	$0	$0	$0
Susan Coleman	Secretary	3.00	Officer Director	$0	$0	$0
Dave Praino	Vice President	3.00	Officer Director	$0	$0	$0
Randy Taylor	Director	3.00	Director	$0	$0	$0
Uby Creek	Director	3.00	Director	$0	$0	$0
Mike Miller	Director	3.00	Director	$0	$0	$0
Tara Wiswall	Chairman	3.00	Officer Director	$0	$0	$0
Mike Neitzel	Director	3.00	Director	$0	$0	$0
Don Mark Gerboth	Treasurer	3.00	Director	$0	$0	$0
Blanche Barajas	Director	3.00	Director	$0	$0	$0
Kathy Ruggles	Director	3.00	Director	$0	$0	$0
Candice Jones	Director	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,055,738	$1,098,810	$9,616,552	$956,928
2022	$1,283,738	$865,635	$7,432,059	$418,103
2021	$1,748,349	$1,604,035	$8,155,485	$144,314
2020	$1,485,594	$853,034	$7,378,024	$632,560
2019	$3,783,342	$856,018	$6,224,137	$2,927,324
2018	$851,955	$455,181	$2,954,245	$396,774

3 Rivers Community Foundation