SAN FRANCISCO, CA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)EARN INC, founded in 2001, is a community nonprofit in the Philanthropy & Grantmaking sector that reported $2.8M in total revenue in fiscal year 2023. Revenue fell 58% from the prior year — a significant decline worth monitoring. Expenses of $5.6M exceeded revenue, resulting in a 100% operating deficit.
SAVERLIFE (FORMERLY EARN) IS A NONPROFIT ORGANIZATION THAT USES PERSONALIZED TECHNOLOGY TO IMPROVE THE FINANCIAL HEALTH OF PEOPLE LIVING ON LOW-TO-MODERATE INCOMES. USING THE DATA AND THE CONNECTIONS WE MAINTAIN WITH OUR MEMBERSHIP OF NEARLY (CONT'D ON SCHEDULE O)700,000 INDIVIDUALS, WE ELEVATE IMPORTANT EVIDENCE AND INSIGHTS TO ADVANCE POLICY AND PRACTICE IN THE FIELD OF FINANCIAL HEALTH.
COMMUNITY:SAVERLIFE'S FINANCIAL TECHNOLOGY PLATFORM SERVES NEARLY 700,000 PEOPLE ACROSS THE COUNTRY WHO ARE LIVING ON LOW-TO-MODERATE INCOMES. THROUGH OUR APP, WE PROVIDE OUR MEMBERS WITH A...
COMMUNITY:SAVERLIFE'S FINANCIAL TECHNOLOGY PLATFORM SERVES NEARLY 700,000 PEOPLE ACROSS THE COUNTRY WHO ARE LIVING ON LOW-TO-MODERATE INCOMES. THROUGH OUR APP, WE PROVIDE OUR MEMBERS WITH A PERSONALIZED EXPERIENCE THAT INCLUDES FINANCIAL CONTENT, SAVINGS REWARDS AND INCENTIVES, TRUSTED REFERRALS, ACCESS TO A SUPPORTIVE ONLINE COMMUNITY, AND OPPORTUNITIES TO ENGAGE IN OUR ADVOCACY AND POLICY WORK. SAVERLIFE WORKS - OUR MEMBERS DEPOSIT 15% OF THEIR INCOME INTO SAVINGS, AND 56% OF SAVERLIFE MEMBERS IMPROVE THEIR FINANCIAL HEALTH SCORE AT 6, 12, AND 18 MONTHS AFTER JOINING.
RESEARCH & ADVOCACY:SAVERLIFE BRINGS OUR MEMBERS' VOICES AND PRIORITIES INTO SYSTEMS-LEVEL CONVERSATIONS TO ENSURE CURRENT AND EMERGING PRODUCTS, PROGRAMS, AND POLICIES SUPPORT THEIR UNIQUE FINANCIAL...
RESEARCH & ADVOCACY:SAVERLIFE BRINGS OUR MEMBERS' VOICES AND PRIORITIES INTO SYSTEMS-LEVEL CONVERSATIONS TO ENSURE CURRENT AND EMERGING PRODUCTS, PROGRAMS, AND POLICIES SUPPORT THEIR UNIQUE FINANCIAL HEALTH JOURNEYS. SAVERLIFE'S FINTECH PRODUCT PROVIDES UNIQUE ACCESS TO REAL-TIME, HOUSEHOLD-LEVEL FINANCIAL TRANSACTIONS, BANK ACCOUNT DATA, AND DEMOGRAPHIC INFORMATION, GIVING INSIGHT INTO THE FINANCIAL LIVES OF OUR MEMBERS OVER TIME. AND BECAUSE WE'VE BUILT AN ENGAGED COMMUNITY OF MEMBERS ACROSS THE COUNTRY, WE CAN BRING THEIR DATA AND STORIES TOGETHER THROUGH PUBLISHED RESEARCH TO HIGHLIGHT HOW A MORE THOUGHTFUL AND INCLUSIVE FINANCIAL SYSTEM CAN HELP THEM ACHIEVE FINANCIAL WELL-BEING.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $2,776,669 | $6,551,972 | -0.6% |
| Expenses | $5,561,581 | $6,486,663 | -0.1% |
| Net Income | $-2,784,912 | $65,309 | -43.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| NICK EATON | CHAIR | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| PRESTON DODD | TREASURER | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| TIFFANY TENG | SECRETARY | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| DON BAYLOR | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| NIDHI DAGA | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| JAKE FUENTES | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| SAMIR GOEL | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| BENJAMIN MANGAN | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| KARIN MEYER | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| IDA RADEMACHER | BOARD MEMBER | 0.50 |
Director
|
$0 | $0 | $0 |
| LEIGH PHILLIPS | CEO | 38.00 |
Officer
|
$216,000 | $21,965 | $237,965 |
| ASHLEY SHERWIN | COO | 38.00 |
Officer
|
$201,400 | $23,613 | $225,013 |
| NEHA GUPTA | VP, MEMBER EXPERIENCE | 38.00 |
Highest
|
$172,536 | $15,384 | $187,920 |
| SUSAN LYON | DIRECTOR OF MARKETING | 38.00 |
Highest
|
$145,673 | $16,192 | $161,865 |
| ANITA SHARMA | CHIEF IMPACT OFFICER | 38.00 |
Highest
|
$150,206 | $9,486 | $159,692 |
| STEVE HAWKER | DIRECTOR OF PLATFORM OPERATIONS | 38.00 |
Highest
|
$140,400 | $16,950 | $157,350 |
| RADHA SESHAGIRI | DIRECTOR OF POLICY & SYSTEMS CHANGE | 38.00 |
Highest
|
$147,108 | $6,000 | $153,108 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $2,776,669 | $5,561,581 | $1,261,403 | $-2,784,912 |
| 2022 | $6,551,972 | $6,486,663 | $4,318,244 | $65,309 |
| 2021 | $6,096,745 | $6,026,519 | $4,666,013 | $70,226 |
| 2020 | $8,438,434 | $8,703,349 | $4,248,823 | $-264,915 |
| 2019 | $6,749,148 | $5,423,672 | $4,370,502 | $1,325,476 |
| 2018 | $4,267,303 | $4,235,363 | $3,057,782 | $31,940 |
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