MERCER ISLAND, WA
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE, founded in 1914, is a small nonprofit in the Human Services sector that reported $266K in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion. The organization ran a surplus of $130K, a strong 49% operating margin.
To perform the biblical commandment "If thou lend money to any of my people even to the poor with thee thou shall not be to him a creditor neither shall you lay upon him interest.
We provided 35 general fund loans $151,650. We collected $83,692 from loan repayments for general fund loans. We also issued 16 new student loans $116,500. We received $43,386 in loan repayments on...
We provided 35 general fund loans $151,650. We collected $83,692 from loan repayments for general fund loans. We also issued 16 new student loans $116,500. We received $43,386 in loan repayments on our outstanding student loans. In addition we issued 22 scholarships $95,965. Donations for scholarships were treated as a pass through and placed on the balance sheet as a liability until distributed. We received 5 grants totaling $50,645. Fundraising expenses were $15,635 operational expenses were $25,686 and payroll was $79,435. We expensed bad debt of $6,150 related to 3 loans. We have 2 part-time employees and 1 contractor. The remaining $1,027 was related to Paypal fees for donations and loan payments that came through the Paypal platform. Please note that when we provide a loan the cash goes to the borrower and that amount is placed in accounts receivable on the balance sheet. There is no Income Statement activity which you are asking about in Part IX.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $265,618 | $228,157 | +0.2% |
| Expenses | $135,377 | $127,933 | +0.1% |
| Net Income | $130,241 | $100,224 | +0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Gabe Scherzer | Secretary | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Julia Abelev | Past President | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Louis Kotler | Treasurer | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Kari Haas | President | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Judi Scherr | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Louis Berg | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| William Hochberg | Vice President | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| Suzie Dadoun | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Sam Mezistrano | Assistant Treasurer | 0.00 |
Officer
Director
|
$0 | $0 | $0 |
| David Berkman | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Ori Ravid | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Sam Blum | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Esther Horowitz | Director | 0.00 |
Director
|
$0 | $0 | $0 |
| Maura Roberts | Executive Director | 32.00 |
Key Emp
Highest
|
$38,200 | $0 | $38,200 |
| Melissa Gianotti | Assistant to the Executive Director | 15.00 |
Key Emp
|
$29,858 | $0 | $29,858 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $265,618 | $135,377 | $881,673 | $130,241 |
| 2023 | $228,157 | $127,933 | $744,598 | $100,224 |
| 2022 | $192,640 | $86,358 | $637,486 | $106,282 |
| 2021 | $203,656 | $74,399 | $523,455 | $129,257 |
| 2020 | $174,619 | $67,720 | $401,791 | $106,899 |
Compare HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE with other nonprofits in Washington and across the country.