SNOHOMISH CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1956

Legal Domicile

Principal Officer

JOSH SIVERSON

Phone

3605682526

Tax Period

2023-01-01 to 2023-12-31

SNOHOMISH CHAMBER OF COMMERCE, founded in 1956, is a small nonprofit that reported $133K in total revenue in fiscal year 2023.

Mission

TO PROMOTE BUSINESS AND TOURISM IN THE CITY OF SNOHOMISH, WA AND IT'S SURROUNDING AREAS

Program Service Accomplishments

Program 1

TO PROMOTE BUSINESS AND TOURISM IN THE CITY OF SNOHOMISH, WA AND IT'S SURROUNDING AREAS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $87,676

Investment Income $753

Other Revenue $44,724

TOTAL REVENUE $133,153

Expense Breakdown

Grants Paid $0

Salaries & Benefits $79,578

Fundraising Expenses $24,764

Other Expenses $57,007

TOTAL EXPENSES $136,585

Year-over-Year Comparison

	2023	2022	Change
Revenue	$133,153	N/A	N/A
Expenses	$136,585	N/A	N/A
Net Income	$-3,432	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRADY BEGIN	BOARD MEMBER	2.00	Director	$0	$0	$0
BECKY DAILY	BOARD MEMBER	N/A	Director	$0	$0	$0
AMP HARRELL	BOARD MEMBER	2.00	Director	$0	$0	$0
JACK JOHNSON	BOARD MEMBER	2.00	Director	$0	$0	$0
ED POQUETTE	BOARD MEMBER	2.00	Director	$0	$0	$0
JOHN STUPEY	BOARD MEMBER	2.00	Director	$0	$0	$0
ASHISH SONI	BOARD MEMBER	2.00	Director	$0	$0	$0
ARION THOMPSON	BOARD MEMBER	2.00	Director	$0	$0	$0
MARIE AURIOL	TREASURER	2.00	Officer	$0	$0	$0
ROD ASHLEY	SECRETARY	2.00	Officer	$0	$0	$0
DWIGHT MILLER	5TH EXECUTIV	2.00	Officer	$0	$0	$0
JOSH SIVERSON	PRESIDENT	2.00	Officer	$0	$0	$0
BILL WEBSTER	VICE PRESIDE	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$133,153	$136,585	$85,671	$-3,432