UNITED EMPLOYEES BENEFIT TRUST (EIN 916061910) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

RICHARD SALINAS

Phone

2534741214

Tax Period

2024-01-01 to 2024-12-31

UNITED EMPLOYEES BENEFIT TRUST, founded in 1973, is a mid-sized nonprofit that reported $34.7M in total revenue in fiscal year 2024. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $31.3M left a modest 10% surplus.

Mission

TO PROVIDE HEALTH AND SECURITY BENEFITS FOR MEMBERS EMPLOYEES

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $32,799,929

Investment Income $1,870,290

Other Revenue $0

TOTAL REVENUE $34,670,219

Expense Breakdown

Grants Paid $0

Salaries & Benefits $690,505

Fundraising Expenses $0

Other Expenses $701,707

TOTAL EXPENSES $31,327,699

Year-over-Year Comparison

	2024	2023	Change
Revenue	$34,670,219	$31,340,426	+0.1%
Expenses	$31,327,699	$28,338,854	+0.1%
Net Income	$3,342,520	$3,001,572	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$177,247

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD SALINAS	CHAIRMAN	1.00	Officer Director	$0	$0	$0
NORM LEMAY	SECRETARY	1.00	Officer Director	$0	$0	$0
REBECCA STEALEY	TRUSTEE	1.00	Director	$0	$0	$0
ERIC WYANT	TRUSTEE	1.00	Director	$0	$0	$0
NICK LANSDALE	TRUSTEE	1.00	Director	$0	$0	$0
MICHAEL GONZALES	TRUSTEE	1.00	Director	$0	$0	$0
JESUS ALAVAREZ JR	TRUSTEE	1.00	Director	$0	$0	$0
DIANA CLARK	ADMINISTRATOR	40.00	Officer	$132,400	$44,847	$177,247

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$34,670,219	$31,327,699	$58,542,267	$3,342,520
2023	$31,340,426	$28,338,854	$55,116,771	$3,001,572
2022	$27,244,332	$23,959,998	$49,696,414	$3,284,334
2021	$25,801,114	$20,323,198	$48,936,771	$5,477,916
2020	$24,212,123	$17,071,272	$44,190,382	$7,140,851
2019	$23,298,272	$19,231,284	$36,928,458	$4,066,988
2018	$20,897,137	$16,013,899	$32,831,456	$4,883,238

UNITED EMPLOYEES BENEFIT TRUST