AMERICAN POSTAL WORKERS UNION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1958

Legal Domicile

Principal Officer

Maricar Peralta

Phone

9075222798

Tax Period

2025-01-01 to 2025-12-31

AMERICAN POSTAL WORKERS UNION, founded in 1958, is a small nonprofit that reported $208K in total revenue in fiscal year 2025.

Mission

UNION HALL - BETTERMENT OF MEMBER COMPENSATION AND WORKING CONDITIONS

Program Service Accomplishments

Program 1

GRIEVANCES WERE FILED ON BEHALF OF MEMBERS, AND GENERAL SUPPORT FOR UNION MEMBERS WAS PROVIDED WITH REGARDS TO CONTRACT QUESTIONS AND MEMBER RIGHTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $208,169

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $208,169

Expense Breakdown

Grants Paid $0

Salaries & Benefits $149,751

Fundraising Expenses $0

Program Expenses $0

Other Expenses $61,700

TOTAL EXPENSES $211,451

Year-over-Year Comparison

	2025	2024	Change
Revenue	$208,169	$206,872	+0.0%
Expenses	$211,451	$175,087	+0.2%
Net Income	$-3,282	$31,785	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

333

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$127,111

Total Directors

$106,284

Key Employees

$136,338

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARICAR PERALTA	PRESIDENT	40	Officer Director Key Emp Highest	$106,284	$0	$106,284
HOLLY STAEHLI	TREASURER	2	Officer Key Emp	$10,019	$0	$10,019
MICHELLE SZAFRANIEC	SECRETARY	0	Officer Key Emp	$5,496	$0	$5,496
JAMELLE ETELAGI	MAINTENANCE CERTIFIED STEWARD	0	Key Emp	$3,064	$0	$3,064
RODEL SOLIS	VICE PRESIDENT	1	Officer Key Emp	$2,891	$0	$2,891
THOMAS SCHAFER	AREA OFFICE VP	0	Officer Key Emp	$2,262	$0	$2,262
JASON PACE	CERTIFIED STEWARD	0	Key Emp	$1,138	$0	$1,138
TONY KOUNDUANGTA	CERTIFIED STEWARD	0	Key Emp	$888	$0	$888
ROSITA HERNANDEZ	CERTIFIED STEWARD	0	Key Emp	$875	$0	$875
RACHEL BOEHMLER	CERTIFIED STEWARD	0	Key Emp	$873	$0	$873
BETTY HOKE	CLERK CRAFT DIR	0	Key Emp	$797	$0	$797
CHRIS BARNARD	CERTIFIED STEWARD	0	Key Emp	$656	$0	$656
SHEILA VANWEEL	CERTIFIED STEWARD	0	Key Emp	$624	$0	$624
JENNIFER CHASE	CERTIFIED STEWARD	0	Key Emp	$312	$0	$312
MALIGI MILLER	ASST DIR CLERK CRAFT S&B	0	Officer Key Emp	$159	$0	$159
FERNANDO SAUCEDO	MAINT CRAFT DIR	0	Officer Key Emp	$0	$0	$0
ESTHER TAYLOR	ASST CLERK CRAFT DIR	0	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$208,169	$211,451	$50,591	$-3,282
2024	$206,872	$175,087	$55,289	$31,785