Anchor Point Public Library

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Tax Period

2023-07-01 to 2024-06-30

Anchor Point Public Library, founded in 1988, is a micro nonprofit that reported $47K in total revenue in fiscal year 2023. Revenue surged 37% from the prior year, signaling strong growth momentum. Net assets of $457K represent 116 months of operating reserves.

Mission

Operate library for community of Anchor Point, Alaska. Children's reading education and WiFi for the community.

Program Service Accomplishments

Program 1

Expenses: $39,186

Operate library for community of Anchor Point, Alaska. Childrens reading education and WI Fi for the community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $32,474

Program Service Revenue $4,084

Investment Income $5,668

Other Revenue $5,201

TOTAL REVENUE $47,427

Expense Breakdown

Grants Paid $0

Salaries & Benefits $19,623

Fundraising Expenses $4,896

Program Expenses $39,186

Other Expenses $29,360

TOTAL EXPENSES $48,983

Year-over-Year Comparison

	2023	2022	Change
Revenue	$47,427	$34,600	+0.4%
Expenses	$48,983	$35,073	+0.4%
Net Income	$-1,556	$-473	+2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Deanna Thomas	Executive Dir.	3.00	Director	$0	$0	$0
Adriane Appelhanz	Trustee	0.50	Director	$0	$0	$0
Genevieve Winrod	Secretary	2.00	Officer Director	$0	$0	$0
Robert W Craig	President	1.00	Officer	$0	$0	$0
Joy McMahill	Vice President	0.50	Officer	$0	$0	$0
Mary Perry	Treasurer	4.00	Officer	$0	$0	$0
Deanna Thomas	Library Director	3.00		$0	$0	$0
Genevieve Winrod	Asst Librarian	2.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$47,427	$48,983	$583,302	$-1,556
2023	$34,600	$35,073	$598,540	$-473
2022	$35,872	$28,797	$611,811	$7,075
2021	$32,777	$46,659	$616,075	$-13,882
2020	$35,232	$19,320	$641,239	$15,912
2019	$28,853	$34,071	$645,702	$-5,218