Big Lake Amateur Hockey Assocation

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

Melony Buckmeier

Phone

9078419527

Tax Period

2024-08-01 to 2025-07-31

Big Lake Amateur Hockey Assocation, founded in 1989, is a small nonprofit in the Recreation & Sports sector that reported $426K in total revenue in fiscal year 2024. Revenue grew 16% year-over-year, indicating healthy expansion. Expenses of $480K exceeded revenue, resulting in a 13% operating deficit.

Mission

Provide an educational recreational and affordable experience for area youth to play hockey

Program Service Accomplishments

Program 1

Expenses: $405,954 Revenue: $300,842

Coordinate Ice Time, Coaches, Referees and gear for area youth Hockey

Program 2

Expenses: $58,575 Revenue: $58,575

Coordinate the participation of local youth hockey teams in Tournments throughtout the state

Program 3

Expenses: $0 Revenue: $0

Provide learning oppertunities for area youth to play hockey by hosting goalie clinics

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $426,218

Investment Income $0

Other Revenue $0

TOTAL REVENUE $426,218

Expense Breakdown

Grants Paid $0

Salaries & Benefits $13,000

Fundraising Expenses $15,783

Program Expenses $464,529

Other Expenses $451,529

TOTAL EXPENSES $480,312

Year-over-Year Comparison

	2024	2023	Change
Revenue	$426,218	$366,254	+0.2%
Expenses	$480,312	$352,712	+0.4%
Net Income	$-54,094	$13,542	-5.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Nathen Norton	President	5.00	Officer Director	$0	$0	$0
Jason Beach	Vice President	5.00	Officer Director	$0	$0	$0
Candance Norton	Ice Scheduler/Program Director	5.00	Officer Director	$0	$0	$0
Heather Hull	Registrar	5.00	Officer Director	$0	$0	$0
Emily Dibble	Treasurer	5.00	Officer Director	$0	$0	$0
Sadie Barr	Secretary	5.00	Officer Director	$0	$0	$0
Leanne	Member at Large	1.00	Director	$0	$0	$0
James Smith	Coaching Director	5.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$426,218	$480,312	$25,665	$-54,094
2022	$302,736	$313,584	$29,804	$-10,848
2021	$317,846	$328,853	$33,421	$-11,007
2020	$347,590	$319,802	$44,428	$27,788