A FEARLESS LIFE INC (EIN 920442252) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

NATHANAEL BENNETT

Phone

7032091262

Tax Period

2025-01-01 to 2025-12-31

A FEARLESS LIFE INC, founded in 2022, is a micro nonprofit in the Human Services sector that reported $81K in total revenue in fiscal year 2025. Revenue surged 20% from the prior year, signaling strong growth momentum. Expenses of $97K exceeded revenue, resulting in a 20% operating deficit.

Mission

OUR MISSION IS TO INSPIRE COURAGEOUS AND LIFE-CHANGING ACTS OF SERVICE. WE FIND THIS IDENTITY IN 2 TIMOTHY 1:7, WHICH CALLS ON ALL OF US TO OVERCOME FEAR IN ORDER TO LEAD LIVES MARKED BY POWER, LOVE, AND SOUND THINKING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $80,856

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $80,856

Expense Breakdown

Grants Paid $83,535

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $83,535

Other Expenses $13,145

TOTAL EXPENSES $96,680

Year-over-Year Comparison

	2025	2024	Change
Revenue	$80,856	$67,200	+0.2%
Expenses	$96,680	$50,640	+0.9%
Net Income	$-15,824	$16,560	-2.0%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BROOKE BENNETT	BOARD MEMBER	N/A	Director	$0	$0	$0
NATHANAEL BENNETT	PRESIDENT	N/A	Officer Director	$0	$0	$0
DWAN JACKSON	SECRETARY	N/A	Officer Director	$0	$0	$0
JOHN JESSUP	BOARD MEMBER	N/A	Director	$0	$0	$0
SHERYL KELLER	TREASURER	N/A	Officer Director	$0	$0	$0
REBEKAH NEGRETE	BOARD MEMBER	N/A	Director	$0	$0	$0
JOSHUA SYMONETTE	BOARD MEMBER	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$80,856	$96,680	$33,710	$-15,824
2024	$67,200	$50,640	$54,979	$16,560
2023	$88,906	$50,487	$38,419	$38,419

A FEARLESS LIFE INC