South Dakota Trade Association (EIN 920799016) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Tax Period

2023-10-01 to 2024-09-30

South Dakota Trade Association, founded in 2022, is a small nonprofit in the Community Improvement sector that reported $813K in total revenue in fiscal year 2022. The organization ran a surplus of $406K, a strong 50% operating margin.

Mission

South Dakota Trade navigates international trade for South Dakota. The association is a public-private partnership conductingexport education, administration of the SD STEP Grant program and provides free export consulting services.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $872,984

Program Service Revenue $8,534

Investment Income $1,394

Other Revenue $80,597

TOTAL REVENUE $963,509

Expense Breakdown

Grants Paid $36,145

Salaries & Benefits $443,335

Fundraising Expenses $0

Other Expenses $305,172

TOTAL EXPENSES $784,652

Year-over-Year Comparison

	2023	2022	Change
Revenue	$963,509	$812,839	+0.2%
Expenses	$784,652	$407,132	+0.9%
Net Income	$178,857	$405,707	-0.6%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$276,062

Total Directors

$161,062

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Luke J Lindberg	President and CEO	40.00	Officer Director	$150,000	$11,062	$161,062
Edward Newburn	Senior Advisor and Chief of S	40.00	Officer	$115,000	$0	$115,000
John Willard	Board Member	1.00	Director	$0	$0	$0
Dennis Harstad	Board Member	1.00	Director	$0	$0	$0
Gary Cammack	Board Member	1.00	Director	$0	$0	$0
Sheila Gestring	Ex-Officio Director	1.00	Director	$0	$0	$0
Joe Fiala	Ex-Officio Director	1.00	Director	$0	$0	$0
Andrea Thompson	Vice Chair	1.00	Director	$0	$0	$0
Joe Beck	Chair	2.00	Director	$0	$0	$0
Holly Lien	Vice Chair	1.00	Director	$0	$0	$0
Melissa Fossell	Treasurer	1.00	Director	$0	$0	$0
Jeff Griffin	Secretary	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$963,509	$784,652	$591,866	$178,857
2023	$812,839	$407,132	$465,072	$405,707
2023	$812,839	$407,132	$465,072	$405,707

South Dakota Trade Association