Consumer Credit Card Protection Co… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

PATRICK JURY

Tax Period

2023-10-01 to 2024-09-30

Consumer Credit Card Protection Coalition, founded in 2022, is a community nonprofit that reported $4.3M in total revenue in fiscal year 2023. Revenue fell 39% from the prior year — a significant decline worth monitoring.

Mission

To promote social welfare within the meaning of section 501(c)(4) of the Internal Revenue Code, including to educate the public about how federal policies regarding safety, security, and consumer benefits impact them.

Program Service Accomplishments

Program 1

Expenses: $4,278,951

CCCPC has run a public education campaign on proposed federal credit card policies that would impact consumers.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $4,293,951

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $4,293,951

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $4,278,951

Other Expenses $4,292,635

TOTAL EXPENSES $4,292,635

Year-over-Year Comparison

	2023	2022	Change
Revenue	$4,293,951	$7,030,500	-0.4%
Expenses	$4,292,635	$7,007,246	-0.4%
Net Income	$1,316	$23,254	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PATRICK JURY	President	3.00	Officer Director	$0	$0	$0
CAMDEN FINE	Treasurer	2.00	Officer Director	$0	$0	$0
JOSEPH STAUFFER	Secretary	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$4,293,951	$4,292,635	$24,570	$1,316
2023	$7,030,500	$7,007,246	$23,254	$23,254

Consumer Credit Card Protection Coalition