Manzeska Ota Tsi Place to Borrow Money

EIN: 920940976 501(c)(3) Public & Societal Benefit

Pawhuska, OK

Total Revenue
$2,096,876
Total Expenses
$856,890
Total Assets
$2,715,662
Net Assets
$2,356,601
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2023
Legal Domicile
OK
Principal Officer
Elijah McIntosh
Phone
9182870001
Tax Period
2024-10-01 to 2025-09-30

Manzeska Ota Tsi Place to Borrow Money, founded in 2023, is a community nonprofit in the Public & Societal Benefit sector that reported $2.1M in total revenue in fiscal year 2024. Revenue surged 20% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.2M, a strong 59% operating margin.

Mission

THE MISSION OF MANZESKAOTA TSI PLACE TO BORROW MONEY ISTO CREATE A STRONG PROUD RESILIENT AND ENDURING SOVEREIGN NATION BY PROVIDING A VIABLE AND SUSTAINABLE FINANCIAL INSTITUTION FOR OSAGE TRIBAL MEMBERS CITIZENS AND OTHER NATIVE AMERICANS RESIDING IN OUR SERVICE AREAS.

Program Service Accomplishments

Program 1
Expenses: $98,609 Revenue: $65,746

PBM DISBURSED 78 CONSUMER LOANS IN FY25 IN THE AMOUNT OF 556,832. LOAN LOSS RESERVE EXPENSE IS 97,914 AND LIEN PLACEMENT WAS 695. LOAN PRODUCTS INCLUDE DEBT CONSOLIDATION AND AUTO LOANS AMONG OTHER...

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PBM DISBURSED 78 CONSUMER LOANS IN FY25 IN THE AMOUNT OF 556,832. LOAN LOSS RESERVE EXPENSE IS 97,914 AND LIEN PLACEMENT WAS 695. LOAN PRODUCTS INCLUDE DEBT CONSOLIDATION AND AUTO LOANS AMONG OTHER OFFERINGS.

Program 2
Expenses: $49,447 Revenue: $7,305

PBM DISBURSED NINE COMMERCIAL LOANS IN FY25 FOR 919,309. LOAN LOSS RESERVE EXPENSE WAS 48,404 TRAVEL EXPENSES RELATED TO LENDING 566 AND THE LIEN PLACEMENT WAS 477. THESE ARE A MIX OF OPERATING...

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PBM DISBURSED NINE COMMERCIAL LOANS IN FY25 FOR 919,309. LOAN LOSS RESERVE EXPENSE WAS 48,404 TRAVEL EXPENSES RELATED TO LENDING 566 AND THE LIEN PLACEMENT WAS 477. THESE ARE A MIX OF OPERATING CAPITAL FOR ESTABLISHED BUSINESSES AND PROVIDING FUNDING FOR NEW BUSINESSES. ALL LOANS WERE FOCUSED ON SMALL BUSINESSES.

Program 3
Expenses: $1,000 Revenue: $0

PBM HELD TWO SMALL BUSINESS CLASSES IN FY25 FOR A TOTAL COST OF 1,000. KEY TOPICS OF THE TRAINING INCLUDED DEVELOPING BUSINESS PLANS FINANCING OPTIONS AND DIFFERENT TYPES OF BUSINESS REGISTRATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,881,566
Program Service Revenue $191,218
Investment Income $21,732
Other Revenue $2,360
TOTAL REVENUE $2,096,876

Expense Breakdown

Grants Paid $0
Salaries & Benefits $490,955
Fundraising Expenses $0
Program Expenses $149,056
Other Expenses $365,935
TOTAL EXPENSES $856,890

Year-over-Year Comparison

2024 2023 Change
Revenue $2,096,876 $1,746,207 +0.2%
Expenses $856,890 $629,611 +0.4%
Net Income $1,239,986 $1,116,596 +0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
5
Independent Members
5
Employees
5
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$97,020
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
CHRISTOPHER COBURN EXECUTIVE DIRECTOR 40.00
Highest
$109,463 $0 $109,463
STEVE BLUE TREASURER 1.00
Officer
$18,480 $0 $18,480
RAYMOND REDCORN CHAIRMAN 1.00
Officer
$23,100 $0 $23,100
JOHN JECH VICE-CHAIRMAN 1.00
Officer
$18,480 $0 $18,480
ALAN BROWN DIRECTOR 1.00
Officer
$18,480 $0 $18,480
MICAH BOULANGER DIRECTOR 1.00
Officer
$18,480 $0 $18,480
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $2,096,876 $856,890 $2,715,662 $1,239,986
2024 $1,746,207 $629,611 $1,116,958 $1,116,596
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