A BUNCH OF RAGAMUFFINS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

Mark McCoy

Phone

4093511577

Tax Period

2025-01-01 to 2025-12-31

A BUNCH OF RAGAMUFFINS, founded in 2023, is a small nonprofit in the Human Services sector that reported $251K in total revenue in fiscal year 2025. The organization ran a surplus of $105K, a strong 42% operating margin.

Mission

Help poor people in Uganda by repairing water wells. We also run a deaf school with 84 kids. We also do crusades and conferences and share the Good News of Jesus Christ.

Program Service Accomplishments

Program 1

Expenses: $30,000 Revenue: $0

water well repair

Program 2

Expenses: $84,000 Revenue: $0

deaf school operations

Program 3

Expenses: $9,600 Revenue: $0

monthly outdoor crusades

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $250,698

Program Service Revenue $0

Investment Income $134

Other Revenue $0

TOTAL REVENUE $250,832

Expense Breakdown

Grants Paid $145,594

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $145,594

Other Expenses $0

TOTAL EXPENSES $145,594

Year-over-Year Comparison

	2025	2024	Change
Revenue	$250,832	$250,832	N/A
Expenses	$145,594	$145,594	N/A
Net Income	$105,238	$105,238	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Mark McCoy	president	15	Officer	$0	$0	$0
Tracy Jackson	Secretary	0	Officer	$0	$0	$0
Niel Sanders	treasurer	0	Officer	$0	$0	$0
Charles Warren	board member	0	Officer	$0	$0	$0
Tyler Reichenau	board member	0	Officer	$0	$0	$0
Hope Reichenau	board member	0	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$250,832	$145,594	$113,486	$105,238