RIVERS OF JANNAH

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2022

Legal Domicile

Principal Officer

MOHAMMAD B MUSAVVIR

Phone

2145662735

Tax Period

2025-01-01 to 2025-12-31

RIVERS OF JANNAH, founded in 2022, is a small nonprofit in the Public & Societal Benefit sector that reported $149K in total revenue in fiscal year 2025. Revenue fell 36% from the prior year — a significant decline worth monitoring. Expenses of $175K exceeded revenue, resulting in a 17% operating deficit.

Mission

COLLABORATION WITH ORGANIZATION TO PROVIDE SUSTAINABLE WATER PROJECT AND PROVIDE FOOD AND HUMANITARIAN AID. In 2025 built relationships with Aghosh-Alkhidmat US and constructed almost 76 water projects in Pakistan and 75 more are currently under construction. Completed and another 58 water projects with Hassan Foundation in Pakistan and also built

Program Service Accomplishments

Program 1

Aghosh Al-Khidmat US 56,880.00, Hassan Foundation 31,350.00, Good Gifts Inc 19,750.00.In 2025 built relationships with Aghosh-Alkhidmat US and constructed almost 76 water projects in Pakistan and 75 more are currently under construction. Completed another 58 water projects with Hassan Foundation in Pakistan and also built 3 wells with abolution facilites in Bangladesh, and one in India as well. Water tanks and food aid in provided in Sudan, Food during Ramdan and during day of Arafah for in Gaza along with some water tank distribution Good Gifts.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $149,179

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $149,179

Expense Breakdown

Grants Paid $157,526

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $17,519

TOTAL EXPENSES $175,045

Year-over-Year Comparison

	2025	2024	Change
Revenue	$149,179	$231,778	-0.4%
Expenses	$175,045	$193,748	-0.1%
Net Income	$-25,866	$38,030	-1.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MOHAMMAD B MUSAVVIR	CHAIRMAN PRESIDENT	020.00	Officer	$0	$0	$0
BENISH ASHRAF	TREASURER	005.00	Officer	$0	$0	$0
BARAT JAN	SECRETARY	003.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$149,179	$175,045	$50,108	$-25,866
2024	$231,778	$193,748	$75,478	$38,030