FORJADORES LATINOS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2023

Legal Domicile

Principal Officer

MARIA ISABEL PELAYO

Phone

6194339841

Tax Period

2025-01-01 to 2025-12-31

FORJADORES LATINOS, founded in 2023, is a micro nonprofit in the Education sector that reported $13K in total revenue in fiscal year 2025.

Mission

GIVE BACK TO THE COMUNITY WHAT GOD HAS BLESSED OUR ORGANIZATION

Program Service Accomplishments

Program 1

MONTHLY MEETING CAFECITO PARA EL ALMA ALL THE MEMBERS VOLUNTEERS SPONSORS AND FRIENDS IN COLLABORATION TO CREATE ANUAL EVENTS GIVE MONTHLY REPORTS OF ALL INCOME AND EXPENSES AND SET TIMES AND DATE...

MONTHLY MEETING CAFECITO PARA EL ALMA ALL THE MEMBERS VOLUNTEERS SPONSORS AND FRIENDS IN COLLABORATION TO CREATE ANUAL EVENTS GIVE MONTHLY REPORTS OF ALL INCOME AND EXPENSES AND SET TIMES AND DATE FOR FUTURE MINUTE AGENDA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $12,939

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $12,939

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $10,643

TOTAL EXPENSES $12,760

Year-over-Year Comparison

	2025	2024	Change
Revenue	$12,939	N/A	N/A
Expenses	$12,760	$7,815	+0.6%
Net Income	$179	$-7,815	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARIA ISABEL PELAYO	PRESIDENT	000.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$12,939	$12,760	No data	$179
2024	$6,819	$7,815	No data	$-996
2023	$1,297	$7,311	No data	$-6,014