MONITOR COOPERATIVE TELEPHONE COMPANY (EIN 930228976) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1959

Legal Domicile

Principal Officer

GERI FRAIJO

Phone

5036342266

Tax Period

2023-01-01 to 2023-12-31

MONITOR COOPERATIVE TELEPHONE COMPANY, founded in 1959, is a community nonprofit that reported $2.3M in total revenue in fiscal year 2023. Expenses of $2.1M left a modest 12% surplus.

Mission

THE COOPERATIVE PROVIDES TELECOMMUNICATIONS SERVICES TO ITS MEMBERS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,271,852

Investment Income $70,341

Other Revenue $566

TOTAL REVENUE $2,342,759

Expense Breakdown

Grants Paid $5,315

Salaries & Benefits $223,546

Fundraising Expenses $0

Other Expenses $1,486,163

TOTAL EXPENSES $2,051,047

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,342,759	$2,193,371	+0.1%
Expenses	$2,051,047	$2,031,470	+0.0%
Net Income	$291,712	$161,901	+0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$212,691

Total Directors

$26,860

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARBARA IVERSON	CHAIRPERSON	1.00	Officer Director	$5,820	$0	$5,820
JON LEVER	DIRECTOR	1.00	Director	$5,536	$0	$5,536
KIM GUEST	SECRETARY-TREASURER	1.00	Officer Director	$5,669	$0	$5,669
JASON AUGUSTUS	DIRECTOR	1.00	Director	$5,319	$0	$5,319
DEREK PAVLICEK	VICE CHAIRPERSON	1.00	Officer Director	$4,516	$0	$4,516
GERI FRAIJO	PRESIDENT/GM	40.00	Officer	$138,586	$58,100	$196,686

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$2,342,759	$2,051,047	$7,164,320	$291,712
2022	$2,193,371	$2,031,470	$6,698,191	$161,901
2021	$2,101,129	$1,963,192	$6,810,177	$137,937
2020	$2,166,583	$1,921,522	$6,617,400	$245,061
2019	$2,305,566	$1,778,396	$6,241,916	$527,170
2018	$2,127,235	$1,791,078	$5,673,582	$336,157

MONITOR COOPERATIVE TELEPHONE COMPANY