UNITUS COMMUNITY CREDIT UNION

EIN: 930243503

TIGARD, OR

Total Revenue
$80,410,170
Total Expenses
$78,273,353
Total Assets
$1,723,073,803
Net Assets
$159,066,404
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1937
Legal Domicile
OR
Principal Officer
STEVEN STAPP
Phone
5034238839
Tax Period
2023-01-01 to 2023-12-31

UNITUS COMMUNITY CREDIT UNION, founded in 1937, is a mid-sized nonprofit that reported $80.4M in total revenue in fiscal year 2023. Revenue grew 14% year-over-year, indicating healthy expansion.

Mission

AS A CREDIT UNION DEDICATED TO COMMUNITY DEVELOPMENT, UNITUS IS COMMITTED TO PROMOTING COMMUNITY DEVELOPMENT BY BREAKING DOWN BARRIERS TO ACCESSIBILITY FOR EVERY COMMUNITY AND HOUSEHOLD, IRRESPECTIVE OF THEIR SOCIOECONOMIC STATUS. PART OF THIS COMMITMENT INCLUDES PURPOSEFULLY PROVIDING EDUCATION AND INCLUSIVE ACCESS TO AFFORDABLE CREDIT AND SERVICES TO LOW-INCOME CONSUMERS AND PEOPLE LIVING IN LOCAL LOW-INCOME INVESTMENT AREAS. WE DIRECT OUR SERVICES TO IMPROVING FINANCIAL WELLBEING FOR FAMILIES AND PROMOTING COMMUNITY DEVELOPMENT IN OUR LOCAL LOW-INCOME COMMUNITIES. OUR APPROACH IS CENTERED AROUND INCLUSIVITY, ENSURING THAT WE PROVIDE SUPPORT THROUGHOUT THEIR LIFE'S DEFINING MOMENTS. THIS HOLISTIC APPROACH INSPIRES HOPE AND CONFIDENCE, POSITIONING UNITUS AS A TRUSTED PARTNER WITHIN OUR COMMUNITY. OUR COMMITMENT TO THIS EFFORT AIMS TO CLOSE EQUITY GAPS AND FOSTER FINANCIAL WELL-BEING FOR ALL.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $71,903,001
Investment Income $7,808,970
Other Revenue $698,199
TOTAL REVENUE $80,410,170

Expense Breakdown

Grants Paid $806,759
Salaries & Benefits $33,419,825
Fundraising Expenses $0
Other Expenses $44,046,769
TOTAL EXPENSES $78,273,353

Year-over-Year Comparison

2023 2022 Change
Revenue $80,410,170 $70,835,899 +0.1%
Expenses $78,273,353 $62,658,353 +0.2%
Net Income $2,136,817 $8,177,546 -0.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
6
Independent Members
6
Employees
353
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
11
$3,611,080
Total Directors
7
$121,000
Key Employees
13
$2,542,023
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
MATTHEW MICETIC BOARD CHAIR 3.00
Officer Director
$20,753 $0 $20,753
SOMNATH BANERJEE DIRECTOR 3.00
Director
$20,247 $0 $20,247
NICOLE DAVISON LEON BOARD VICE CHAIR 3.00
Officer Director
$16,000 $0 $16,000
RHONDA CRAMER BOARD SECRETARY 3.00
Officer Director
$16,000 $0 $16,000
FRANK CHINN DIRECTOR 3.00
Director
$16,000 $0 $16,000
LAURA CONROY THRU 32123 DIRECTOR 3.00
Director
$16,000 $0 $16,000
TIFFINI MUELLER DIRECTOR 3.00
Director
$16,000 $0 $16,000
STEVEN STAPP PRESIDENT - CHIEF EXECUTIVE OFFICER 40.00
Officer
$895,002 $81,754 $976,756
DAVID FEHRER EVP - CHIEF STRATEGY AND INNOVATION OFFICER 40.00
Officer
$436,371 $54,304 $490,675
MICHAEL NAMBA SVP - CHIEF FINANCIAL OFFICER 40.00
Officer
$413,591 $51,676 $465,267
BRIAN DEVEREUX SVP - CHIEF LENDING OFFICER 40.00
Officer
$376,244 $34,580 $410,824
GAYLE EVANS THRU 11323 SVP - CHIEF HUMAN RESOURCES OFFICER 40.00
Officer
$326,769 $25,054 $351,823
CORLINDA WOODEN THRU 121223 SVP - CHIEF RETAIL OFFICER 40.00
Officer
$294,844 $43,228 $338,072
JAMES ALEXANDER SVP - CHIEF RISK OFFICER 40.00
Officer
$268,399 $42,769 $311,168
JESSICA BROWN VP - CHIEF HUMAN RESOURCES OFFICER 40.00
Officer
$198,934 $14,808 $213,742
KEVIN SMITH VP - INFORMATION TECHNOLOG 40.00
Key Emp
$201,643 $35,343 $236,986
RICHARD HIGH AVP - CREDIT ADMINISTRATION 40.00
Key Emp
$194,213 $24,014 $218,227
WAYNE MATSUMURA AVP - BUSINESS LENDING 40.00
Key Emp
$182,394 $23,399 $205,793
RONDA WAGNER AVP - CONSUMER LENDING 40.00
Key Emp
$178,533 $25,299 $203,832
LAWRENCE CAVASSO AVP - CONTROLLER 40.00
Key Emp
$162,787 $40,626 $203,413
JOHN BACHMAN MGR - INFORMATION TECHNOLOGY 40.00
Key Emp
$178,230 $24,203 $202,433
AMY OLSON AVP - RESIDENTIAL MORTGAGE LENDING 40.00
Key Emp
$155,520 $37,895 $193,415
AARON BLEDY DIRECTOR - COMMERCIAL SERVICES 40.00
Key Emp
$151,819 $34,238 $186,057
MEGAN SNYDER VP - STRATEGIC PARTNERSHIPS 40.00
Key Emp
$171,155 $13,708 $184,863
ROSE HALFORD AVP - TRAINING & STRATEGY 40.00
Key Emp
$158,221 $22,570 $180,791
LORI FINK AVP - MARKETING & BRAND DEVELOPMENT 40.00
Key Emp
$155,936 $22,358 $178,294
KATHRINE POPOVICH DIRECTOR - PROJECT MANAGEMENT 40.00
Key Emp
$151,909 $22,290 $174,199
CHARLOTTE SEARS VP - MX AND PRODUCT MANAGEMENT 40.00
Key Emp
$152,531 $21,189 $173,720
JONATHAN BUHACOFF ASST MGR - SOFTWARE ENGINEERING 40.00
Highest
$141,664 $34,301 $175,965
CHRISTOPHER JOHNSON MGR - BUSINESS INTELLIGENCE 40.00
Highest
$144,045 $31,192 $175,237
KENNETH RIEDEL AVP - REGIONAL MANAGER 40.00
Highest
$147,252 $23,005 $170,257
GRETCHEN GARDNER DIRECTOR ORGANIZATIONAL DEVELOPMENT 40.00
Highest
$148,030 $21,707 $169,737
ALEXANDRE LABARRE SR. CREDIT RISK ANALYST 40.00
Highest
$139,014 $21,481 $160,495
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $80,410,170 $78,273,353 $1,723,073,803 $2,136,817
2022 $70,835,899 $62,658,353 $1,727,213,456 $8,177,546
2021 $64,866,163 $52,111,287 $1,726,756,998 $12,754,876
2020 $67,693,518 $61,610,794 $1,575,458,613 $6,082,724
2019 $66,281,697 $59,270,217 $1,340,088,701 $7,011,480
2018 $57,885,299 $48,618,524 $1,180,174,600 $9,266,775
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