SEASIDE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

BRIAN ZARTNER

Phone

5037386391

Tax Period

2023-01-01 to 2023-12-31

SEASIDE CHAMBER OF COMMERCE, founded in 1938, is a small nonprofit that reported $275K in total revenue in fiscal year 2023. Revenue grew 10% year-over-year, indicating healthy expansion. The organization ran a surplus of $85K, a strong 31% operating margin.

Mission

TO PROMOTE THE CITY OF SEASIDE, ENCOURAGE FACILITATE THE DEVELOPMENT OF COMMERCE, PROMOTE THE INTERESTS OF THE MEMBERS IN MATTERS OF TRADE INDUSTRY

Program Service Accomplishments

Program 1

Expenses: $3,395

TO PROMOTE THE INTERESTS OF THE MEMBERSHIP THROUGH PROMOTIONS WHICH INCLUDE WEB CAMS ON THE BEACH, NEWSLETTERS, LOBBY BROCHURE DISPLAYS, AND SIGNAGE.

Program 2

Revenue: $188,413

PROMOTION OF THE CITY OF SEASIDE THROUGH THE HOSTING OF FUNDRAISING EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $86,808

Program Service Revenue $0

Investment Income $146

Other Revenue $188,413

TOTAL REVENUE $275,367

Expense Breakdown

Grants Paid $0

Salaries & Benefits $129,736

Fundraising Expenses $0

Program Expenses $3,395

Other Expenses $57,488

TOTAL EXPENSES $190,619

Year-over-Year Comparison

	2023	2022	Change
Revenue	$275,367	$250,444	+0.1%
Expenses	$190,619	$209,980	-0.1%
Net Income	$84,748	$40,464	+1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$73,940

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KATIE MCCLINTOCK	EXECUTIVE DIRECTOR	040.00	Key Emp	$73,940	$0	$73,940
BRANDON KRAFT	BOARD CHAIR	001.00	Officer Director	$0	$0	$0
ROBIN KNOLL	BOARD MEMBER	001.00	Director	$0	$0	$0
BRIAN ZARTNER	VICE CHAIR	001.00	Officer Director	$0	$0	$0
MARK HOPMAN	BOARD MEMBER	001.00	Director	$0	$0	$0
JESSICA NEWHALL	TREASURER	001.00	Officer Director	$0	$0	$0
SKLYER ARCHIBALD	SECRETARY	001.00	Officer Director	$0	$0	$0
ASHLEY FLUKINGER	BOARD MEMBER	001.00	Director	$0	$0	$0
ANDREW STEIN	BOARD MEMBER	001.00	Director	$0	$0	$0
MARK HOPMAN	BOARD MEMBER	001.00	Director	$0	$0	$0
SADIE MERCER	BOARD MEMBER	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$275,367	$190,619	$330,840	$84,748
2022	$250,444	$209,980	$249,132	$40,464
2021	$279,023	$208,078	$218,284	$70,945
2019	$479,770	$461,013	$89,242	$18,757
2018	$414,325	$434,629	$66,795	$-20,304