CANBY AREA CHAMBER OF COMMERCE (EIN 930349073) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1910

Legal Domicile

Principal Officer

BELINDA GOODY

Phone

5032664600

Tax Period

2023-01-01 to 2023-12-31

CANBY AREA CHAMBER OF COMMERCE, founded in 1910, is a small nonprofit that reported $200K in total revenue in fiscal year 2023. Expenses of $171K left a modest 15% surplus.

Mission

TO SERVE AND SUPPORT OUR MEMBERSHIP THROUGH ADVOCACY, EDUCATION, TRANSPARENT LEADERSHIP, AND PASSION FOR THE GROWTH OF BUSINESS IN AND AROUND CANBY, OREGON.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $140,423

Investment Income $0

Other Revenue $59,804

TOTAL REVENUE $200,227

Expense Breakdown

Grants Paid $0

Salaries & Benefits $113,235

Fundraising Expenses $0

Program Expenses $170,801

Other Expenses $57,566

TOTAL EXPENSES $170,801

Year-over-Year Comparison

	2023	2022	Change
Revenue	$200,227	$187,372	+0.1%
Expenses	$170,801	$163,194	+0.0%
Net Income	$29,426	$24,178	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$49,535

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BELINDA GOODY	Executive Dir.	40.00	Director	$49,535	$0	$49,535
BRIAN STRUNK	Director	1.00	Officer Director	$0	$0	$0
BRIAN CROW	Director	1.00	Officer Director	$0	$0	$0
JAMES DAVIS	PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
ALEX REDMOND	Secretary/Treas	1.00	Officer Director	$0	$0	$0
SUE WINNER	Director	1.00	Officer Director	$0	$0	$0
TINA SCHIMPF	President	1.00	Officer Director	$0	$0	$0
DIANE HARBECK	Past President	1.00	Officer Director	$0	$0	$0
MATT ENGLISH	Director	1.00	Officer Director	$0	$0	$0
PAUL CARLSON	Director	1.00	Officer Director	$0	$0	$0
ASHLEY MCFERRON	Vice President	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$200,227	$170,801	$243,054	$29,426
2022	$187,372	$163,194	$218,728	$24,178
2021	$307,776	$216,541	$191,039	$91,235
2020	$195,300	$162,829	$101,437	$32,471
2019	$198,355	$162,226	$65,924	$36,129
2018	$148,166	$156,371	$30,631	$-8,205

CANBY AREA CHAMBER OF COMMERCE