NORTH CLACKAMAS CO CHAMBER OF COMM

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1955

Legal Domicile

Principal Officer

JAY JONES

Phone

5036547777

Tax Period

2024-07-01 to 2025-06-30

NORTH CLACKAMAS CO CHAMBER OF COMM, founded in 1955, is a small nonprofit that reported $559K in total revenue in fiscal year 2024. Revenue fell 26% from the prior year — a significant decline worth monitoring. Expenses of $652K exceeded revenue, resulting in a 17% operating deficit.

Mission

THE CHAMBER'S MISSION IS TO ENGAGE THE BUSINESS COMMUNITY TO ENHANCE A VIBRANT REGIONAL ECONOMY BY ADVOCATING FOR EDUCATION, TRAINING AND WORKFORE DEVELOPMENT IN THE CLACKAMAS REGION BY BECOMING A PREFERRED REGIONAL RESOURCE FOR SERVICES AND THAT SUPPORT BUSINESS DEVELOPMENT AND COMMUNITY ADVANCEMENT AND BY INFLUENCING AND SHAPING POLICIES THAT STRENGTHEN OREGON'S BUSINESS ENVIRONMENT TO FOSTER COMMUNITY AND ECONOMIC DEVELOPMENT INVESTEMENTS IN CLACKAMAS COUNTY.

Program Service Accomplishments

Program 1

ACCESS: OPPORTUNITY FOR NETWORKING AND ACCESSING DIVERSE RESOURCES THROUGH FORUMS, EDUCATIONAL EVENTS, LEADERSHIP PROGRAMS AND APPROXIMATELY 50 AM BUSINESS CONNECTION EVENTS PER YEAR. ATTENDANCE AT...

Program 2

ECONOMIC STRENGTH AND COMMUNITY: SUPPORT SMALL BUSINESSES WHO ARE STILL RECOVERING DUE TO THE IMPACTS OF COVID-19 BY PROVIDING PRE-PAID CONSULTING AND MARKETING RESOURCES NEEDED TO ENSURE ONGOING...

ECONOMIC STRENGTH AND COMMUNITY: SUPPORT SMALL BUSINESSES WHO ARE STILL RECOVERING DUE TO THE IMPACTS OF COVID-19 BY PROVIDING PRE-PAID CONSULTING AND MARKETING RESOURCES NEEDED TO ENSURE ONGOING BUSINESS. SUPPORT WORKFORCE JOB TRAINING & DEVELOPMENT, WORKING WITH OUR LOCAL COUNTY AGENCIES, COMMUNITY COLLEGE AND WORKFORCE PARTNERS. WORKING WITH STATE WIDE ASSOCIATIONS TO PREVENT ADDITIONAL TAXES AND REGULATIONS THAT COULD CREATE FINANCIAL HARDSHIPS FOR BUSINESSES.

Program 3

COMMUNITY: SERVE APPROXIMATELY 400 MEMBERS AND THEIR 25,000 EMPLOYEES BY PROVIDING A DIRECT LINK TO ALL MAJOR BUSINESS, ECONOMIC, GOVERNMENTAL, AND COMMUNITY DECISION MAKING IN CLACKAMAS COUNTY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $265,846

Program Service Revenue $243,900

Investment Income $16,404

Other Revenue $32,691

TOTAL REVENUE $558,841

Expense Breakdown

Grants Paid $0

Salaries & Benefits $366,761

Fundraising Expenses $0

Other Expenses $284,758

TOTAL EXPENSES $651,519

Year-over-Year Comparison

	2024	2023	Change
Revenue	$558,841	$760,303	-0.3%
Expenses	$651,519	$779,728	-0.2%
Net Income	$-92,678	$-19,425	+3.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$154,256

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN WILHELMS	CHAIR	0.50	Officer Director	$0	$0	$0
JAKE ROSENBERG	VICE CHAIR	0.50	Officer Director	$0	$0	$0
MICHAEL DRENNAN	TREASURER	0.50	Officer Director	$0	$0	$0
DARYL WOODS	PAST CHAIR	0.50	Officer Director	$0	$0	$0
DONNA BATEN	PAST CHAIR	0.50	Officer Director	$0	$0	$0
CHRISTI HOUSER	EXECUTIVE COMMITTEE	0.50	Officer Director	$0	$0	$0
MARK STEHN	EXECUTIVE COMMITTEE	0.50	Officer Director	$0	$0	$0
ALLEN TANNER	BOARD MEMBER	0.25	Director	$0	$0	$0
CHRISTOPHER LACHMANN	BOARD MEMBER	0.25	Director	$0	$0	$0
JOHN JACKSON	BOARD MEMBER	0.25	Director	$0	$0	$0
JUSTIN LUCHAK	BOARD MEMBER	0.25	Director	$0	$0	$0
MARK MEEK	BOARD MEMBER	0.25	Director	$0	$0	$0
TERESA PASCHALL	BOARD MEMBER	0.25	Director	$0	$0	$0
TIM COOK	BOARD MEMBER	0.25	Director	$0	$0	$0
TIM WATSON	BOARD MEMBER	0.25	Director	$0	$0	$0
JAY JONES	PRESIDENT	40.00	Officer	$150,506	$3,750	$154,256

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$558,841	$651,519	$228,647	$-92,678
2024	No data	No data	No data	No data
2023	$1,489,634	$1,451,275	$1,004,267	$38,359
2022	$586,891	$534,672	$2,142,284	$52,219
2021	$360,077	$329,691	$327,568	$30,386
2020	$319,242	$297,270	$218,291	$21,972
2019	$295,012	$318,352	$171,331	$-23,340
2018	$294,618	$313,519	$175,616	$-18,901