RENTAL OWNER'S ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2007

Legal Domicile

Principal Officer

DANIEL GANDEE

Phone

5414857368

Tax Period

2025-01-01 to 2025-12-31

RENTAL OWNER'S ASSOCIATION, founded in 2007, is a small nonprofit that reported $307K in total revenue in fiscal year 2025. Expenses of $271K left a modest 12% surplus.

Mission

TO ADVOCATE AND ENCOURAGE THE IMPROVEMENT OF RENTAL MANAGEMENT TECHNIQUES AND PRACTICES BY PROVIDING APPROPRIATE INFORMATIONAL AND EDUCATIONAL OPPORTUNITIES ON STATE/FEDERAL LAWS, RULES/REGULATIONS, POLICIES/PROCEDURES AND RENTAL HOUSING MANAGMENT.

Program Service Accomplishments

Program 1

EDUCATION, TRAINING AND SERVICE INCOME PRIMARILY FROM MEMBER WORKSHOPS AND SEMINARS HELD TO INCREASE MEMBER SKILLS, ETHICAL AND PROFESSIONAL STANDARDS AND BUSINESS ACUMEN AND FOR OTHER RENTAL...

EDUCATION, TRAINING AND SERVICE INCOME PRIMARILY FROM MEMBER WORKSHOPS AND SEMINARS HELD TO INCREASE MEMBER SKILLS, ETHICAL AND PROFESSIONAL STANDARDS AND BUSINESS ACUMEN AND FOR OTHER RENTAL PROPERTY INFORMATIONAL SERVICES TO MEMBERS.

Program 2

INCOME FROM THE SALE OF DOCUMENTS, FORMS, BOOKLETS AND BOOKS, RELATING TO THE RENTAL OWNER INDUSTRY, TO MEMBERS OF THE ASSOCIATION.

Program 3

INCOME PRIMARILY FROM SALE OF ADVERTISING IN MONTHLY RENTAL OWNER ASSOCIATION BULLETIN.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $306,295

Investment Income $719

Other Revenue $370

TOTAL REVENUE $307,384

Expense Breakdown

Grants Paid $0

Salaries & Benefits $69,538

Fundraising Expenses $0

Other Expenses $201,027

TOTAL EXPENSES $270,565

Year-over-Year Comparison

	2025	2024	Change
Revenue	$307,384	$296,488	+0.0%
Expenses	$270,565	$284,877	-0.1%
Net Income	$36,819	$11,611	+2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL GANDEE	PRESIDENT	4.00	Officer Director	$0	$0	$0
DENNIS CHAPPA	TREASURER	5.00	Officer Director	$0	$0	$0
DEVIN GATES	SECRETARY	1.00	Officer Director	$0	$0	$0
TIA POLITI	DIRECTOR	3.00	Director	$0	$0	$0
JAMES GARDNER	DIRECTOR	2.00	Director	$0	$0	$0
JASON EVANS	VICE-PRESIDE	2.00	Officer Director	$0	$0	$0
MIKE GRUDZIEN	DIRECTOR	2.00	Director	$0	$0	$0
DENNIS CASADY	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT SMITH	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$307,384	$270,565	$85,857	$36,819
2024	No data	No data	No data	No data
2023	$312,795	$316,873	$71,209	$-4,078
2022	$286,451	$317,999	$75,993	$-31,548
2021	$297,346	$289,182	$106,838	$8,164
2020	$261,619	$275,672	$98,165	$-14,053
2019	$299,101	$288,397	$111,332	$10,704
2018	$271,743	$248,085	$100,514	$23,658