Wallowa County Chamber of Commerce (EIN 930747888) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Jennie Word

Phone

5414264622

Tax Period

2025-01-01 to 2025-12-31

Wallowa County Chamber of Commerce, founded in 1997, is a small nonprofit that reported $397K in total revenue in fiscal year 2025. The organization ran a surplus of $70K, a strong 18% operating margin.

Mission

To empower economic vitality, local businesses, and sustainable tourism through community-first initiatives for a prosperous Wallowa County.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $392,775

Program Service Revenue $4,000

Investment Income $604

Other Revenue $-504

TOTAL REVENUE $396,875

Expense Breakdown

Grants Paid $0

Salaries & Benefits $134,691

Fundraising Expenses $0

Program Expenses $327,341

Other Expenses $192,650

TOTAL EXPENSES $327,341

Year-over-Year Comparison

	2025	2024	Change
Revenue	$396,875	$390,054	+0.0%
Expenses	$327,341	$353,311	-0.1%
Net Income	$69,534	$36,743	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Madeline Lau	Director	001.00	Director	$0	$0	$0
Cynthia Warnock	Past President	001.00	Director	$0	$0	$0
Jerry Hustafa	Director	001.00	Director	$0	$0	$0
Stephanie Anderson Stroup	Director	001.00	Director	$0	$0	$0
Jason Stein	Director	001.00	Director	$0	$0	$0
Camilla Storlie	Director	001.00	Director	$0	$0	$0
Autumn Roseberry-Zieman	Director	001.00	Director	$0	$0	$0
Jenni Word	President	002.00	Officer	$0	$0	$0
Brooke Pace	Vice President	002.00	Officer	$0	$0	$0
Cheryl Couglan	Treasurer	001.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$396,875	$327,341	$599,426	$69,534
2024	$390,054	$353,311	$530,136	$36,743
2023	$352,872	$328,234	$486,471	$24,638
2022	$326,812	$267,331	$462,127	$59,481
2021	$313,163	$231,734	$413,197	$81,429
2020	$232,028	$170,758	$317,074	$61,270
2019	$245,561	$218,830	$250,191	$26,731
2018	$227,505	$217,076	$216,413	$10,429

Wallowa County Chamber of Commerce