CEDAR LAKE YACHT CLUB (EIN 930751336) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Principal Officer

CHRIS GENTHE

Phone

2626445136

Tax Period

2023-10-01 to 2024-09-30

CEDAR LAKE YACHT CLUB, founded in 1911, is a small nonprofit that reported $405K in total revenue in fiscal year 2023. Revenue fell 35% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $91K, a strong 22% operating margin.

Mission

GROUP BOATING ACTIVITIES, SAILING SCHOOL, AND CLASSES FOR MEMBERS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $129,159

Program Service Revenue $221,287

Investment Income $15,920

Other Revenue $38,981

TOTAL REVENUE $405,347

Expense Breakdown

Grants Paid $0

Salaries & Benefits $27,806

Fundraising Expenses $0

Other Expenses $286,669

TOTAL EXPENSES $314,475

Year-over-Year Comparison

	2023	2022	Change
Revenue	$405,347	$627,202	-0.4%
Expenses	$314,475	$263,944	+0.2%
Net Income	$90,872	$363,258	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRIS GENTHE	COMMODORE	N/A	Officer Director	$0	$0	$0
DEB ROLFS	VICE COMMODO	N/A	Officer Director	$0	$0	$0
STEPH BAILEY	SECRETARY	N/A	Officer Director	$0	$0	$0
RICH CZARNECKI	TREASURER	N/A	Officer Director	$0	$0	$0
STEPHEN BOEMER	DIRECTOR	N/A	Director	$0	$0	$0
MIKE CROWLEY	DIRECTOR	N/A	Director	$0	$0	$0
ROB ECKERT	DIRECTOR	N/A	Director	$0	$0	$0
RICK GALE	DIRECTOR	N/A	Director	$0	$0	$0
JEN BARKOW	DIRECTOR	N/A	Director	$0	$0	$0
LUCY WALDHUETER	DIRECTOR	N/A	Director	$0	$0	$0
MARY BETH CARR	DIRECTOR	N/A	Director	$0	$0	$0
HEIDI WARSHAUER	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$405,347	$314,475	$1,533,906	$90,872
2023	$627,202	$273,474	$1,335,723	$353,728
2022	$411,495	$247,863	$982,227	$163,632

CEDAR LAKE YACHT CLUB