Bay Area Chamber of Commerce

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1980

Legal Domicile

Phone

5412660868

Tax Period

2025-01-01 to 2025-12-31

Bay Area Chamber of Commerce, founded in 1980, is a small nonprofit that reported $364K in total revenue in fiscal year 2025. Revenue grew 14% year-over-year, indicating healthy expansion. Expenses of $347K left a modest 5% surplus.

Mission

The Chamber works for a healthy economic climate of good jobs, more customers, and efficient government. The Chambers strength lies in its diverse membership. It draws on their vast collective experience and energy to make a positive difference in our community.

Program Service Accomplishments

Program 1

Expenses: $346,541

The Bay Area Chamber of Commerce (BACC) is a non-profit, professional organization made up of the Coos Bay, North Bend, and Charleston business communities (Oregons Bay Area). Together, we work to...

The Bay Area Chamber of Commerce (BACC) is a non-profit, professional organization made up of the Coos Bay, North Bend, and Charleston business communities (Oregons Bay Area). Together, we work to create a strong business voice, promote business, and strengthen the Bay Area economy. Businesses in the Bay Area increasingly endorse the Chamber of Commerce, and we continue to be recognized as a vital link between the cities, state, and regional parties of leadership, and act as the promoting entity for community spirit within the Bay Area.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $361,851

Investment Income $2,044

Other Revenue $0

TOTAL REVENUE $363,895

Expense Breakdown

Grants Paid $0

Salaries & Benefits $179,039

Fundraising Expenses $0

Program Expenses $346,541

Other Expenses $167,502

TOTAL EXPENSES $346,541

Year-over-Year Comparison

	2025	2024	Change
Revenue	$363,895	$319,003	+0.1%
Expenses	$346,541	$335,056	+0.0%
Net Income	$17,354	$-16,053	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$78,513

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Rosey Thomas	Executive Director	40.00	Director	$78,513	$0	$78,513
Stacy Dewater	Past President	2.00	Director	$0	$0	$0
Jeremy Oliver	Director	2.00	Director	$0	$0	$0
Allison Richards	President	2.00	Officer Director	$0	$0	$0
Rick Osborn	Director	2.00	Director	$0	$0	$0
Tracy Pierce	President Elect	2.00	Director	$0	$0	$0
Mark James	Vice Pres - CommunicationsOutreach	2.00	Officer Director	$0	$0	$0
Tim Novotny	Director	2.00	Director	$0	$0	$0
Justin Miller	Treasurer	2.00	Officer Director	$0	$0	$0
Allan Ledesma	Director	2.00	Director	$0	$0	$0
Rodney Stalcup	Vice Pres - TourismMembership	2.00	Officer Director	$0	$0	$0
Cheyenne Arbuckle	Director	2.00	Director	$0	$0	$0
Tim Hyatt	Director	2.00	Director	$0	$0	$0
Sammie Arzie	Director	2.00	Director	$0	$0	$0
Jeremy Doze	Director	2.00	Director	$0	$0	$0
Valerie Henson	Director	2.00	Director	$0	$0	$0
Lonni Corona	Director	2.00	Director	$0	$0	$0
Barb Milliron	Director	2.00	Director	$0	$0	$0
Cheyanna Binford	Director	2.00	Director	$0	$0	$0
Lisa Farr	Secretary	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$363,895	$346,541	$163,854	$17,354
2024	$319,003	$335,056	$148,806	$-16,053
2023	$365,257	$270,807	$165,142	$94,450
2022	$215,098	$271,036	$76,775	$-55,938
2021	$293,379	$236,180	$132,713	$57,199
2020	$244,946	$234,764	$75,514	$10,182
2019	$291,474	$275,398	$65,332	$16,076
2018	$326,040	$336,146	$49,981	$-10,106